Directions (Q. 1-5): In each of the following questions a question is followed by information given in three statements. You have to study the question along with the statements and decide the information given in which statements(s) is sufficient to answer the questions:

1. Among P, Q, R, S, T and U, who is smaller than only the tallest ?
I) Q is taller than P and T.
II) U is smaller than R and S but taller than Q.
III) T is smaller than R, who is not the tallest.

1) Only I and II 
2) Only I and III 
3) Only II and III 
4) All I, II and III are necessary
5) None of these

2. How is P related to Q ?
I) R, S and Q are siblings.
II) R is the only maternal aunt of U, who is the only daughter of S.
III) S's father is married to P's wife, who has three children.

1) Only I and II 
2) Only I and III 
3) Only II and III 
4) All I, II and III are necessary
5) None of these

3. Who among A, B, C and D is in white shirt ? Each of them is wearing a shirt of different colour viz. Red, Yellow, White and Green but not necessarily in the same order ?
I) A is not wearing Red shirt.
II) B is in Yellow shirt but C is neither in Red nor in Green shirt.
III) D is either in Red or Yellow shirt.

1) Only I 
2) Only II 
3) Only I and III 
4) Only I and II 
5) Only II and III

4. How many students are there between X and Y in a column of 50 students ?
I) Y is twenty first from the last and X is twenty second from the top.
II) X is two places away towards last from Z, who is sixth from the top, and Y is second from the last.
III) Y is sixteen places away from V, who is sixteen from the last.

1) Only I 
2) Only II 
3) Only III 
4) Both I and II 
5) Either I or II

5. In a certain code language 'you are fine' is written as 'no la so'. How is 'fine' written in that code language ?
I) ' A fine dramatic story' is written as 'la jo ni da'.
II) 'Fine creative art' is written as 'qa la yo'.
III) 'New wonderful fine illusion' is written as 'chi su la tic'.

1) Only I 
2) Only II 
3) Only III
4) Only I and II 
5) Any of I, II and III is sufficient

Direction (Q. 6-10): In the following questions, assuming the given statements to be true find out which conclusion(s) is/are definitely true and give answer:
1) If only conclusion I is true. 
2) If only conclusion II is true.
3) If either conclusion I or II is true. 
4) If neither conclusion I nor conclusion II is true.
5) If of both conclusion I and II are true.

6. Statement:   
K < L
L = Q
Q > S

Conclusion: 
I. K < S 
II. S > K

7. Statement: 
N > O
R ≥ T
O ≤ R

Conclusion: 
I. N > R 
II. O ≥ T

8. Statement: 
Q < S
S = M
M ≤ U

Conclusion: 
I. M > Q 
II. Q < U

9. Statement: 
D = E
E ≤ Q
L > Q

Conclusion: 
I. D ≤ Q 
II. E < L

10. Statement: 
D > E
E = N
N < M

Conclusion: 
I. D = N 
II. M < D

11. Statements: Under the reverse repo rate the commercial banks gives loans to the Reserve Bank of India for short period of time for which the commercial banks gets interest from the RBI, on the other hand the commercial banks has the option to give the money as loan to the people through which they can earn more money but still the commercial bank prefer giving the loan to the RBI and not the people. So, what could be the main reason behind this ?

I) The commercial banks of India follow the concept of the universal banking.
II) The people can be defaulter and giving the money to the people can be a risk of increasing NPA.
III) Giving money to RBI is a more safer option.
IV) The monetary policy of India says that the Commercial Banks of India has to give some part of their total money to the RBI as the loan.

1) Only I 
2) Only I and II 
3) Only II 
4) Only III 
5) All I, II, III and IV

12. Statements: India during the month of July to September in the reason of Monsoon receives the heavy rainfall but the Western part of Rajasthan i.e. Thar Desert receives very less amount of rainfall or we can say it receives almost no rainfall. so what could be the main reason that thar Desert receiving such low rainfall ?

I) The South western monsoon which comes from the Arabian sea side when reaches Rajasthan moves parallel to the Aravallis.
II) The South Western monsoon which comes from the Bay of Bengal side when reaches the Thar Desert, it is out of moisture.
III) The Thar Desert lies in the high pressure zone due to which very fast winds blow away the clouds.
IV) The monsoon winds on India don't move towards the Thar Desert in Rajasthan.

1) Only I 
2) Only II 
3) Only III 
4) Only I and II 
5) Only I, II and III

13. Statements: In the recent past we have seen that the demand of gold in the Indian market is continuously increasing and the people are purchasing huge amount of gold but on the other hand the government of India is continuously asking the people of India not to buy the gold as it is hampering the economic growth of the country. What could be the negative effect of the rising demand of gold on the economy of the country.

I) People in the India has to pay in rupees for the gold where as the country needs to pay in dollars in international market for the gold due to which the foreign reserve of India is continuously decreasing.
II) The country is paying more for the imports.
III) The demand of dollar is increasing in the international market due to which the value of Indian rupee is devaluating.
IV) Increasing demand of gold is promoting black marketing in India.

1) Only I and II 
2) Only IV 
3) Only III and IV 
4) Only II,III and IV 
5) Only I, II and III

14. Statements: Base rate is the minimum rate of interest at which the commercial banks gives loans to its any customer whether prime or ordinary customer. The base rate is decided by the individual banks but the RBI has made it mandatory for the banks to put the Base rate on the notice board of the banks. What could be the main reason behind the action taken by the RBI.

1) The RBI wants to make the market transparent.
2) The RBI wants to show its monopoly to other banks.
3) The RBI wants to reduce the bargaining in the commercial banks.
4) The RBI wants to divide the customers to other banks also.
5) None of these

15. Statements: Crime today is getting more diabolic than ever, especially the one perpetrated against women. The agony of the brutal gang rape and subsequent death of the paramedical student in New Delhi still haunts our collective conscience, while the country continues to reel under sexual assaults everyday. What course of Action government should take to reduce the sexual crime against the women in India.

1) The government should increase more female police force in the country.
2) The government should make a special women complaint cell where the women are more comfortable to come.
3) The government should work on making more strict laws and subsequently work on speedy trials against female related crimes.
4) The government should work on providing self defense training to the women's in India.
5) All of these



Answers:

1. 4
From I : Q > P > T or Q > T > P
From II : R > S > U > Q or S > R > U > Q
From III : R > T, but R is not the tallest.
From I, II and III : S > R > U > Q > T > P
Or S > R > U > Q > P > T

2.2; 
From I : R, S, Q are siblings.
From II : R is the only maternal aunt of U and S is either mother of father of U.
From III : P is S’s father and has three children.
From I and III: P is father of R, S and Q.

3.2; 
From: A notRed
From II: B ---- Yellow
C --neither Red nor Green. Clearly C is in White shirt.
From III : D ---- Either Red or Yellow. II alone is sufficient.

4.5; 
From I: Number of student between X and Y = 50 – (21 + 22) = 7
From II : Number of student between X and Y = 50 – ( 8 + 2) = 40
From III : Nothing is given about Y.
So, Either I alone or II alone is sufficient.

5.5; 
You are fine ---- no la so ............. (i)
From I: a fine dramatic story ---- la jo ni da .............. (ii)
From II: fine creative art ---- qa la yo................ (iii)
From III: new wonderful fine illusion ---- chi su la tic ............... (iv)

from (i) and (ii) fine ---- la ( I alone is sufficient).
from (i) and (iii) fine ----- la (II alone is sufficient).
from (i) and (iv) fine ---- la (III alone is sufficient).

6 .4
7. 4 
8. 5
9. 5
10. 4

11. 3; The banks in India follow the concept of Narrow banking and since the customers are defaulters, the banks prefer giving the money to the RBI and earn little interest so that there NPA (Non Performing Assets) are not increased.

12. 4; The South West monsoon in India comes in two branches the Arabian Sea branch and Bay of Bengal branch, the Arabian Sea branch strikes the Aravallis and due to the height of the mountains they are unable to cross the mountains and the Thar desert lies on the leeward side. The Bay of Bengal after striking with the Himalayas moves towards the northern part of India but till the time it reaches the Thar desert, it is out of moisture.

13. 5; The huge demand of gold is forcing India to buy more gold from the international market for which they are paying dollars which is reducing the foreign reserves of India and promoting the imports due to which the demand of dollar increases in the international market leading to the devaluation of the Indian rupee.

14. 1; Before the advent of Base Rate the banks were giving loans to the customers at the rate of interest they desire. So, in order to make the market more transparent the RBI introduced the Base Rate.

15. 3; Lack of strict laws and speedy trails in India is the only main reason behind the increasing of female crimes in India because the criminals are aware of the flexible judicial system of India and also the slow process of Judiciary.




Dear Readers,
                            Today we are rendering you quiz on Reading Comprehension which is one of the most crucial and tough portion of English section in banking exams, in which maximum people get baffled and get panicked while solving it. You can solve Reading Comprehension with ease if you are practising it on very regular basis, It is pivotal for all the upcoming banking exams, IBPS/SBI/RRB etc.

Directions (Q.1-15): Read the following passage carefully and answer the questions given below. Certain words/phrases have been printed in bold to help you locate them.

In the second week of August 1998, just a few days after the incidents of bombing the US embassies in Nairobi and Dar-es-Salaam, a high-powered, brain- storming session was held near Washington D.C., to discuss various aspects of terrorism. The meeting was attended by ten of America’s leading experts in  various fields such as germ and chemical warfare, public health, disease control and also by the doctors and the law-enforcing officers. Being asked to describe the horror of possible bio-attack, one of the experts narrated the following gloomy scenario. 
A culprit in a crowded business centre or in a busy shopping mall of a town empties a test tube containing some fluid, which in turn creates an unseen cloud of germ of a dreaded disease like anthrax capable of inflicting a horrible death within 5 days on any one who inhales it. At first 500, or so victims feel that they have mild influenza which may recede after a day or two. Then the symptoms return again and their lungs start filling with fluid. They rush to local hospitals for treatment, but the panic-stricken people may find that the Medicare services run quickly out of drugs due to excessive demand. But no one would be able to realise that a terrorist attack has occurred. One cannot deny the possibility that the germ involved would be of contagious variety capable of causing an epidemic. The meeting concluded that such attacks, apart from causing immediate human tragedy, would have dire long-term effects on the political and social fabric of a country by way of ending people’s trust on the competence of the government. 
The experts also said that the bombs used in Kenya and Tanzania were of the old-fashion variety and involved quantities of high explosives, but new terrorism will prove to be more deadly and probably more elusive than hijacking an aeroplane or a gelignite of previous decades. According to Bruce Hoffman, an American specialist on political violence, old terrorism generally had a specific manifesto - to overthrow a colonial power or the capitalist system and so on. These terrorists were not shy about planting a bomb or hijacking an aircraft and they set some limit to their brutality. Killing so many innocent people might turn their natural supporters off. Political terrorists want a lot of people watching but not a lot of people dead. “Old terrorism sought to change the world while the new sort is often practised by those who believe that the world has gone beyond redemption”, he added. 


Hoffman says, “New terrorism has no long-term agenda but is ruthless in its short-term intentions. It is often just a cacophonous cry of protest or an outburst of ‘religious intolerance or a protest against the West in general and the US in particular. Its perpetrators may be religious fanatics or die-hard opponent of a government and see no reason to show restraint. They are simply intent on inflicting the maximum amount of pain on the victim.” 

1. In the context of the passage, the culprit’s act of emptying a test tube containing some fluid can be classified as 
1) a terrorist attack
2) an epidemic of a dreaded disease
3) a natural calamity
4) panic created by an imaginary event
5) None of these

2. In what way would the new terrorism be different from that of the earlier years?
(A) More dangerous and less baffling
(B) More hazardous for victims
(C) Less complicated for terrorists
1) A and C only  
2) B and C only
3) A and B only
4) All the three 
5) None of these

3. What was the immediate provocation for the meeting held in August 1998?
1) the insistence of America’s leading
2) the horrors of possible bio-attacks
3) a culprit’s heinous act of spreading germs
4) people’s lack of trust in the government 
5) None of these 

4. What could be the probable consequences of bio- attacks, as mentioned in the passage?
(A) several deaths 
(B) political turmoil
(C) social unrest
1) A only 
2) B only 
3) C only
4) A and B only
5) All the three

5. The author’s purpose of writing the above passage seems to explain
1) the methods of containing terrorism
2) the socio-political turmoil in African countries
3) the deadly strategies adopted by modern Terrorists 
4) reasons for killing innocent people
5) the salient features of terrorism of yesteryear

6. According to the author of the passage, the root cause of terrorism is
(A) religious fanaticism 
(B) socio-political changes in countries
(C) the enormous population growth
1) A only 
2) B only 
3) C only 
4) A and B only
5) All the three

7. The phrase “such attacks”, as mentioned in the last sentence of the second paragraph, refers to
1) the onslaught of an epidemic as a natural calamity
2) bio-attack on political people in the government
3) attack aimed at damaging the reputation of the government
4) bio-attack manoeuvred by unscrupulous elements
5) None of these

8. The sole objective of the old terrorism, according to Hoffman, was to
1) plant bombs to kill innocent people
2) remove colonial power or capitalist system
3) make people realise the incompetence of the government
4) give a setback to socio-political order
5) None of these

9. Which of the following statements is true about new terrorism?
1) Its immediate objectives are quite tragic.
2) It has far-sighted goals to achieve.
3) lt can differentiate between the innocent people and the guilty.
4) It is free from any political ideology.
5) It advocates people in changing the socio- political order

Directions (Q. 10-12): Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage

10. gloomy
1) discouraging 
2) disgusting
3) bright 
4) tragic
5) versatile

11. cacophonous
1) loud 
2) melodious 
3) sonorous
4) harsh 
5) distant

12. intolerance
1) forbearance
2) permissiveness 
3) adaptability
4) acceptance 
5) faithfulness

Directions (Q. 13-15): Choose the word which is most nearly the SAME in meaning of the word printed in bold as used in the passage. 

13. perpetrators
1) opponents 
2) culprits 
3) sympathisers 
4) leaders
5) manoeuvres

14. elusive
1) harmful 
2) fatal 
3) destructive
4) baffling 
5) obstructing

15. inflicting
1) elevating 
2) imposing 
3) alleviating
4) reflecting 
5) soothing

Answers..

1. (1)
2. (2)
3. (5)
4. (5)
5. (3)
6. (1)
7. (4)
8. (2)
9. (1)
10. (3)
11. (2)
12. (1)
13. (2)
14. (4)
15. (2)




1. The country which has been named the most peaceful country in the world.
(1) Denmark 
(2) Iceland 
(3) Austria 
(4) New Zealand 
(5) None of these

2. Luanda, which is voted as worlds costliest city live in, is capital city of which country?
(1) Angola 
(2) Denmark 
(3) Netherlands 
(4) Mauritius
(5) None of these

3. According to World Economic Fourm (WEF) Which two Indian organizations are among the world's biggest employers?
(1) Indian Post and Indian Army
(2) India Army and Indian Railways
(3) Indian Railway and Indian Oil Corporation
(4) TCS and Indian Railways
(5) None of these

4. According to World Economic Fourm (WEF) Which company is the world’s biggest employer?
(1) People’s Liberation Army (PLA): Chinese military
(2) McDonald’s
(3) China National Petroleum Corporation
(4) Indian Railways
(5) US department of Defense

5. Recently, a brightest early galaxy has been named after which football player? 
(1) Neymar
(2) Lionel Messi 
(3) Cristiano Ronaldo 
(4) Manuel Neuer
(5) Diego Maradona

6. The train which has been rechristened as Yoga Express? 
(1) Bagmati Express 
(2) Danapur Express 
(3) None of these
(4) Farakka Express
(5) Haridwar Mail 

7. The Indian city Which is the venue for the International Conference on String Theory-2015?
(1) Delhi
(2) Chennai 
(3) Mumbai 
(4) Hyderabad
(5) Bengaluru

8. Gunther Schuller,the renowned musician of USA who passed away recently winner of which eminent prize?
(1) American poetry awards
(2) Pulitzer Prize
(3) Booker Prize
(4) PEN American Center awards‎
(5) None of these

9. On which date, World Day Against Child Labor is observed? 
(1) 11 June
(2) 10 June
(3) 12 June
(4) 13 June
(5) 14 June

10. The country Which successfully tested the Wu-14, a hypersonic nuclear delivery vehicle? 
(1) USA
(2) Russia
(3) China
(4) Japan
(5) Germany

11. According to World Bank, the country which  has highest investment commitment in 2014?
(1) Peru
(2) USA
(3) France
(4) Brazil
(5) India

12. The space body which has won the 2015 space pioneer award for science and engineering?
(1) CNES
(2) RSA
(3) ESA 
(4) ISRO
(5) NASA

13. Which state has become number one state in the country in terms of total installed capacity of solar energy?
(1) Rajasthan
(2) Gujrat
(3) Madhya Pradesh
(4) Banglore
(5) Maharashtra

14. Which Indian Telecom major has launched 4th Generation (4G) services in Mysuru (or Mysore), Karnataka?
(1) Idea
(2) Vodafone
(3) Bharti Airtel
(4) R Com
(5) Aircel

15. The Reserve Bank of India (RBI) has extended the date to exchange pre-2005 bank notes till which date?
(1) November 31, 2015
(2) October 31, 2015
(3) September 31, 2015
(4) December 31, 2015
(5) January  31, 2016

Answers..

1. (2)
2. (1)
3 (2)
4. (5)
5. (3)
6. (5)
7. (5)
8. (2)
9. (3)
10. (3)
11. (4)
12. (4)
13. (1)
14. (3)
15. (4)




For Ques (1-4): Read the statement below and answers the questions.

A can do a piece of work in 12 days and B in 15 days. Find how much time they will take to complete the work under the following conditions.
1. Working alternately starting with A 
(A) On 14 th day B has to work 1/3 rd time of day       
(B) On 14 th day B has to work 1/4 th time of day         
(C) On 14 th day B has to work 1/2 time of day     
(D) On 14 th day B has to work full time of day
(E) None of these.

2. Working alternately starting with B
(A) On 14 th day A has to work 1/3 rd time of day       
(B) On 14 th day A has to work 1/4 th time of day        
(C) On 14 th day A has to work 1/2 time of day      
(D) On 14 th day A has to work full time of day 
(E) None of these.

3. When both of them are working together and B leaves 2 days before the actual completion of work, then find the total time required to complete the job.
(A) 7.34 Days                    
(B) 8 Days                    
(C) 8.27 Days                       
(D) 9.23 Days 
(E) None of these.

4. If another person C who does negative work, work against A and B and can completely destroy the work in 25 days, joins them and they work together all the time. How much time required completing the work?
A) 9 Days
B) 10 Days
C) 11 Days
D) 12 days
E) None of these.


5. A sum of Rs. 6600 was taken as a loan. This is to be repaid in two equal annual installments. If the rate of interest be 20% compounded annually then the value of each installment is
A) 4320
B) 4400
C) 4500
D) 4220
E) None of these .


Directions (6-10) Study the following graph carefully and answer the questions given below India's Export of rice over the years (in lakh tonnes)

6. What was the percentage increase in export of rice from 1991 to 1992?
A) 30 
B) 20
C) 15
D) 25
E) None of these.

7. The total export of rice in 1994 was what percent of the total export in the year 1991 and 1993?
A) 60 
B) 50 
C) 30  
D) 40
E) None of these.

8. What was the percentage drop in the export of rice in the year 1994 as compared to the year 1993?
A) 25 
B) 30 
C) 35
D) 20
E) None of these.

9. In how many years the export of rice were less than the average export in the given year s?
A) 3  
B) 2
C) 4 
D) 5
E) None of these.

10.In which of the following pair of years the difference in export is maximum?
A) 1993-1997 
B) 1994-1996
C) 1991-1993  
D) 1992-1994
E)  1991- 1992

Answers

1. b
2. e
3. e
4. e
5.a
6. b 
7. b
8. d
9. a
10.c

Hint:(1-5)
1. Work starting with A
So Work done in 2 day = 1/12+1/15 = 9/60
total work done in 12 day = 54/60
remain work =1/10
work done by A on 13th day .
after 13day  remain = 1/60
on 14th day  B have to work 1/4 th time of day.

2. Same way if starting with B .
on 14 day work will done by A around 2/5 th (approx)time  of day .

3. in last 2 day work done by A
so remain work = 60-10 = 50
So total required day = 50/9+2 = 7.5 (approx)

4. C does negative work .
So total days to complete the work =1 /( 1/12+1/15-1/25 ) = approx 9.09 days

5. interest is compounded annually .
and we have to give equal installement.
let each installment is x rs.
x/(1+20/100) + x/(1+20/100)^2 = 6600
on solving x = 4320.




Dear Readers,
From today onwards we will provide you all a General Awareness quiz at this time which will be on the pattern of the section which is coming in actual examinations like SBI PO MAINS,IBPS RRB PO/CLERK, RBI OFFICE ASSISTANT,etc . So participate in the quiz as this will help you all to score good marks in your examination.

1).World No Tobacco Day is observed on__________.
a) May 30th
b) May 31st
c) May 1st
d) May 28th
e) None of these

2).In which country the world’s first facial recognition ATM Machine was  launched?
a) Germany
b) Russia
c) US
d) China
e) None of these

3).Which among the following state has launched the Swachhata Saptapadi  Scheme?
a) Maharashtra
b) Madhya Pradesh
c) Bihar
d) Assam
e) None of these

4).Where was the new Bank Note Paper Line has been launched?
a) Gangtok
b) Hoshangabad
c) Nepanagar
d) Nagpur
e) None of these

5).Which among the following bank has launched online application procedure  to apply for loans and get e-approval?
a) Axis
b) SBI
c) ICICI
d) HDFC
e) None of these

6).International Day of United Nations Peacekeepers is observed on__________.
a) May 28
b) May 29
c) May 30
d) May 31
e) None of these

7).The headquarters of Organization for the Prohibition of Chemical Weapons  is located at________.
a) New york
b) Geneva
c) Berne
d) Hague
e) None of these

8).Which among the following state has decided to withdraw the Armed Forces  Special Powers Act (AFSPA), 1958 from the remaining areas of the state?
a) Manipur
b) Assam
c) Tripura
d) Meghalaya
e) None of these

9).Nico Rosberg, famous Mercedes racing driver has won the Monaco Grand Prix Formula 1 World Championship which was held at Monaco. He belongs to which of  the following country?
a) Spain
b) Scotland
c) Germany
d) Netherland
e) None of these

10).Among the following bank which has launched voice password facility for users?
a) HDFC
b) Axis Bank
c) ICICI
d) SBI
e) None of these

11) RBI has directed commercial banks to resolve ATM transaction-related  complaints within seven working days. If a commercial bank is unable to do so then it has to pay Rs.____per day as compensation.
a) 50     
b) 100     
c) 200     
d) 225
e) None of these

12) RTGS as well as NEFT uses
a) UTR Number
b) MICR    
c) IFSC    
d) DNS
e) None of these

13) SWIFT is a commonly used acronym in the banking industry. The ‘I’ in  SWIFT stands for_______.
a) Interbank    
b) International    
c) Intercom     
d) Indian
e) None of these

14) What does the term Open Market Operations refer to?
a) Selling of equities in the open market
b) Selling of commodities in the open market
c) Buying and selling of government securities in the open market
d) Buying and selling of products in the wholesale market
e) None of these

15) Under which act does RBI issue directives to banks?
a) PMLA Act, 2002     
b) RBI Act, 1934
c) DICGC Act, 1961    
d) Banking Regulation Act, 1949
e) None of these

Answers
1) b
2) d
3) a
4) b
5) b
6) b
7) d
8) c
9) c
10)c
11)b
12)c
13)a
14)c

15)d




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