Ques. : 1 RuPay card payment system would roll out RuPay Credit cards from 2016 which are expected to give Visa and MasterCard a tough competition. The RuPay card is floated by
1) NPCI 
2) IBA
3) SBI 
4) RBI
5) None of these

Ques. : 2 Which of the following is the apex bank for all central banks? It complimented the Indian banking authorities for their substantial reforms and alignment with the Basel framework recently.
1) Bank for International Settlements (BIS) 
2) World Bank
3) IMF 
4) Federal Reserve
5) None of these

Ques. : 3 The Foreign Investment Promotion Board (FIPB) on 15 Jun deferred decision for the second time on which of the following bank’s proposal for raising foreign investment limit in the bank to 55 per cent?
1) Federal Bank 
2) Axis Bank
3) HDFC Bank 
4) Kotak Mahindra Bank
5) None of these

Ques. : 4 The 5/20 rule, which was in news, recently, is associated with which of the following sectors?
1) Pharmaceuticals 
2) Civil Aviation
3) Gold import/export 
4) Automobiles
5) None of these

Ques. : 5 The merchandise exports in May 2015 contracted 20.19 per cent, reaching $22.34 billion. The trade deficit in May also narrowed to
1) $10.40 billion 
2) $11 billion
3) $11.6 billion 
4) $12 billion
5) None of these

Ques. : 6 Name the bollywood actor who on 16 Jun surrendered to Enforcement Directorate (ED) an amount of about Rs 1.2 cr that he had received from scam-hit Saradha group of companies for being its brand ambassador.
1) Amitabh Bachchan 
2) Mithun Chakraborty
3) Saif Ali Khan 
4) Vidya Balan
5) None of these

Ques. : 7 The govt has decided to infuse capital in public sector banks (PSBs) based on the requirement of individual lenders. What is the amount earmarked for capital infusion in PSBs in 2015-16?
1) Rs 11,200 cr 
2) Rs 7,940 cr
3) Rs 6,990 cr 
4) Rs 5,690 cr
5) None of these

Ques. : 8 The World Blood Donor Day is observed across the world on
1) 14 Jun 
2) 15 Jun
3) 17 Jun 
4) 20 Jun
5) 23 Jun

Ques. : 9 Which of the following telecommunication vendors has announced to set up 40,000 Wi-Fi hotspots across the country over the next three years through the PPP mode? About Rs 6,000 cr will be required for the project.
1) Reliance Jio 
2) Reliance Communications
3) Barti Airtel 
4) Bharat Sanchar Nigam Ltd
5) None of these

Ques. : 10 The word “Grexit” was repeatedly seen in the financial newspapers recently. What does the word Grexit mean?
1) Currency of Greece 
2) Greece leaving its currency and joining eurozone
3) Greece exiting the eurozone 
4) Capital city of Greece
5) None of these


Answers:
1. 1) NPCI
2. 1) Bank for International Settlements (BIS)
3. 4) Kotak Mahindra Bank
4. 2) Civil Aviation
5. 1) $10.40 billion
6. 2) Mithun Chakraborty
7. 2) Rs 7,940 cr
8. 1) 14 Jun
9. 4) Bharat Sanchar Nigam Ltd
10. 3) Greece exiting the eurozone






Directions (Q. 1–5): Which of the phrases 1), 2), 3) and 4) given below each statement should replace the phrase which is underlined in the sentence to make it grammatically correct? If the sentence is correct as it is given and ‘No correction is required’, mark 5) as the answer.

1. Providing affordable house remain critical challenge.
1) housing remain a critical 
2) houses remains critical 
3) housing remains a critical
4) house remain a critical 
5) No correction required


2. Delhi should design bus route ensure multi–modal integration.
1) routes to ensure 
2) routes ensuring 
3) routes ensure to
4) route to ensuring 
5) No correction required

3. Financing this project will require significant restructure.
1) will be required significant restructure
2) will require restructure significantly
3) would require significant restructure
4) will require significant restructuring
5) No correction required

4. The size of our unit in the initial offer shall be worth Rs. 15 lakh.
1) in initial offer 
2) under the initial offer 
3) for initial offer 
4) to the offer
5) No correction required

5. There is little to justify fears of a major a global turn.
1) global major turndown 
2) major globally down turn
3) major turn down globally 
4) major global down turn
5) No correction required

Directions (Q. 6–10): Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each pair of blanks that best fits the meaning of the sentence as a whole.

6. Smart cities can make daily life ____ for residents ____ by automating routine functions.
1) acted, warming 
2) measurable, widely 
3) shield, nearly 
4) upgraded, hardly
5) easier, simply

7. He is the ____ of the ____ for his company now.
1) respect, peers 
2) apple, eye 
3) honour, department
4) present, society 
5) award, conference

8. This will not only help corporate in ____ their social responsibilities, ____ is important for fuelling growth in other industries.
1) fulfilling, but 
2) teaching, also 
3) learning, and
4) having, highly 
5) promoting, now

9. This is _____ ____ to the requirement of income proofs.
1) perceiving, field 
2) officially, have 
3) mainly, due
4) shortly, bring 
5) likely, power

10. ____ much of capital goes to large companies and ____ little to small businessman.
1) So, for 
2) The, despite 
3) That, much
4) Too, too 
5) Will, some


Answers:
1. 3
2. 1
3. 4
4. 2
5. 4
6. 5
7. 2
8. 1
9. 3
10. 4






Directions: Study the following information carefully and answer the questions given below:

An organiser decided to launch seven brands of cars on week days starting from Monday to Sunday. The seven cars to be launched are of Subaru, Acura, Aston Martin, Lamborghini, Dodge, Hyundai and Honda, but not necessarily in the same order. Dodge car is to be launched on Saturday. Lamborghini is to be launched just after Acura and Acura car are not launched on Wednesday. Hyundai car is launched two days after the launch of Aston Martin car. Acura car is launched just after Subaru car. Honda car is launched after Acura car. Hyundai car is launched after Dodge car launch with some conditions.


1. On which day of the week Lamborghini car is launched?
1) Tuesday 
2) Wednesday 
3) Friday 
4) Sunday 
5) Monday

2. How many cars are launched between the days when Lamborghini and Hyundai are launched?
1) Two 
2) Three 
3) Four 
4) None 
5) Other than given options

3. Which car is launched on Wednesday?
1) Acura 
2) Honda 
3) Dodge 
4) Lamborghini 
5) Subaru

4. On which day of the week Aston Martin is launched?
1) Monday 
2) Sunday 
3) Thursday 
4) Wednesday 
5) Data inadequate

5. If Honda is related with Sunday, Subaru is related with Wednesday; similarly Lamborghini is related to which day of the week?
1) Monday 
2) Tuesday 
3) Friday 
4) Thursday 
5) Wednesday

6. Introducing a man to her husband, a woman said, "His brother's father is the only son of my grandfather. How is the women related to the man's wife?
1) Mother–in–law 
2) Sister 
3) Daughter 
4) Sister–in–law
5) Other than given options

7. In a certain code, BROTHERS is written as RCTPEISS. How will DIRECTIONS is written in that code?
1) IEESTDOJSM 
2) IEFSDTOJSM 
3) EEFSDTOJSM 
4) IEESTDOJSO
5) Other than given options

Directions: In these questions, a relationship between different elements is shown in the statements. The statements are followed by four conclusions. Give answer:

8. 

Statements: 
R > U <= K >= M
P <= A = K < N

Conclusions: 
I. U < R 
II. K > U 
III. M > U 
IV. K >= A

1) If only conclusion I and II are true. 
2) If only conclusion I is true.
3) If only conclusion I and III are true. 
4) If only conclusion II and IV are true.
5) If all conclusions are true.

9. 

Statements: 
S > T >= N > O
P <= R = J
S = P

Conclusions: 
I. S > O 
II. S >= J 
III. N >= R 
IV. T > P

1) If only conclusion I and II are true. 
2) If only conclusion I is true.
3) If only conclusion I and III are true. 
4) If only conclusion II and IV are true.
5) If none is true

10. 

Statements: 
A > D >= B = E
J <= L <= M < P
J >= A

Conclusions: 
I. M > B 
II. L >= A 
III. E < P 
IV. B < J

1) If only conclusion II and IV are true. 
2) If all conclusions are true
3) If only conclusion III and IV are true. 
4) If none is true
5) Other than given options

11. 

Statements: 
R > S = T <= U
P = K > M >= U

Conclusions: 
I. R > K 
II. M >= T 
III. P > U 
IV. S <= M

1) If only conclusion II and IV are true. 
2) If only conclusions II, III and IV are true
3) If only conclusion I and III are true. 
4) If all conclusions are true
5) If none is true

12. 

Statements: 
D >= I > S
T < A = N
S > N

Conclusions: 
I. S > T 
II. D > A 
III. T >= I 
IV. T < D

1) If only conclusion I and II are true. 
2) If only conclusions II and IV are true.
3) If only conclusion I and III are true. 
4) If only conclusions I, II and IV are true.
5) If all conclusions are true.






1. 2
2. 2
3. 4
4. 3
5. 3
6. 4
7. 4

8. 2
Given statements:
R > U <= K >= M --- (i)
P <= A = K < N --- (ii)
Combining (i) and (ii), we get
R > U <= K =A >= P and R > U <= K < N
From equation (ii)
U < R is true.
K > U is not true
M > U is not true
K >= A is not true
Hence, only conclusion I is true.

9. 1
Given statements:
S > T >= N > O --- (i)
P <= R = J --- (ii)
S = P --- (iii)
Combining (i), (ii) and (iii), we get
O < N <= T < S = P >= R = J
So, O < S or S > O is true
S >= J is true
N >= R is not true
T > P is not true
Hence, only conclusion I and II are true.

10. 2
Given statements:
A > D >= B = E --- (i)
J <= L <= M < P --- (ii)
J >= A --- (iii)
P > M >= L >= J >= A > D >= B = E
So, M > B is true
L >= A is true
Again,
P > E or E < P is true
J > B or B < J is true
Hence, all conclusions are true.

11. 2
Given statements:
R > S = T <= U --- (i)
P = K > M >= U --- (ii)
Combining (i) and (ii), we get
R > S = T <= U <= M < K = P
So, R > K is not true

Again,
T <= M or M >= T is true
And U < P or P > U is true
S <= M is true
Hence, only conclusion II, III and IV are true.

12. 4
Given statements:
D >= I > S --- (i)
T < A = N --- (ii)
S > N --- (iii)
Combining (i), (ii) and (iii), we get
D >= I > S > N = A > T
So, S > T is true
D > A is true
T >= I is not true
Again,
D > T orT < D is true
Hence, only conclusion I, II and IV are true.






1.The price of three types of tea leaves A, B, and C are respectively Rs. 5, Rs. 6 and Rs. 8 per 100 gram. In what ratio should they be mixed so that the price of the mixture is Rs. 68 per kg?
(a ) 2:3:5 
(b ) 4:7:11
(c ) 17:8:6
(d ) cant be determine 
(e ) none of these  

2.In a pot there is 500 litres milk. 50 litres of milk is taken out and same amount of water is poured into it. Again 50 litres of mixture is taken out and same amount of water is poured into it. How much milk will be left finally? 
(a )308
(b )408  
(c )403
(d )405
(e ) none of these  


3.There is 1000 litres milk in a pot. 100 litres of milk is taken out and same amount of water is poured into it. Again 200 litres of mixture is taken out and same amount of water is poured into it and finally 400 litres of mixture is taken out and same amount of water is poured into it then what is the amount of milk in the resulting mixture? 
(a )408
(b )536
(c )432 
(d ) 439
(e ) none of these  

4.Ram, Shyam and Mohan invested Rs. 54,000, Rs. 36,000 and Rs.7,200 respectively in a business. At the end of the year there was a profit of Rs. 13,500. Find the profit of Mohan  
(a ) 5000
(b ) 1000
(c ) 7500
(d ) 1500
(e ) none of these  

5.Ram, Shyam and Mohan invested Rs. 54,000, Rs. 36,000 and Rs.7,200 respectively in a business. At the end of the year there was a profit of Rs. 13,500 if Ram invested for 6 months, Shyam invested for 12 months and Mohan invested for 30 months they what is the Profit of Ram 
(a ) 6500 
(b ) 4200 
(c )  4500
(d ) 7500 
(e ) none of these  

6.A, B and  C start a business by investing Rs. 1,36,000 and A invests Rs. 20000 more than B while C invests Rs. 4000 less than B. If they earn a profit of Rs. 51, 000 at the end of the year then find  dividend of A. 
(a )  22500
(b ) 28000 
(c )  27500
(d ) 29500 
(e ) none of these  

7.If 5 times of A’s capital, 4 times of B’s capital and 7 times of C’s capital are equal then what will be the ratio of their profits if the capital has been invested for same duration? 
(a )  28:35:20
(b )  28:35:10
(c ) 28:25:20 
(d ) 18:35:20 
(e ) none of these  

8.Three milk man A, B and C hire a pasture in Rs. 2670. A grazes 4 cows and 3 calves for 5 days, B grazes 5 cows and 4 calves for 3 days while C grazes 6 cows and 5 calves for only 2 days. If one cow grazes three times of a calf then how much rent will B have to pay. 
(a ) 846 
(b ) 856 
(c ) 755 
(d )  855
(e ) none of these  

9.Om, Jain and Jagdish start a business together. Om invests Rs. 5,000 for whole year. Jai invests Rs. 3,000 initially but increases it to 4,000 after 4 months. Jagdish invests Rs. 7,000 initially but takes Rs. 4, 000 back after 8 month. If their total profit at the end of the year is Rs. 34, 400 then what  is  dividend of Jai ? 
(a ) 9800
(b )  8800
(c )  10800
(d )  7800
(e ) none of these  

10.Ram, Krishna and Ganesh started a business by investing capital in the ratio 5 : 4 : 3. Three months later Ram took back 2/5 of his capital; four months later Krishna took back ¼ part of his capital while Ganesh invested 1/3 part of his initial capital again. After 9 months  there was a total profit of Rs. 19,20 in the business, then who got the maximum profit and how much? 
(a ) Ram ,660
(b ) Krishna ,660
(c ) Ganesh .660
(d )  Ram and Ganesh ,660
(e ) none of these  

Answers with Explanation !!!!!!!!!!







Directions (1-5): Study the following information carefully and answer the questions asked:
When a word and number arrangement machine is given an input line words and number, it arranges them following a particular rule. The following is the illustration of input and re-arrangement-
Input : 87  78  agent  extra  26  clap  bold  31
Step I : agent  87  extra  26  clap  bold  31  78
Step II : agent  extra  26  clap  bold  31  87  78
Step III : agent  extra  bold  clap  31  26  87  78
This is the final arrangement and step V is the last step for this input



Input : exact double 40 unite 26 31 arrange 96 claim 41

1. Which of the following will be the 6th element in the left of 9th element from left in Step III?
A. Claim
B. Exact
C. Unite
D. 26
E. None of these


2. How many steps will be required to get the final output?
A. III
B. IV
C. V
D. VI
E. VII


3. What should be the last but one step of the given input?
A. arrange exact double unite 26 31 claim 40 41 96
B. arrange exact unite 26 31 double claim 40 41 96
C. arrange exact unite claim double 26 31 40 41 96
D. Can't be determined
E. None of these


4. Which of the following will be the 6th element in the right of 9th element from right in last but one step?
A. 41
B. Claim
C. 31
D. 40
E. 26


5. What will be the input of the arrangement whose step II is given below?
Step II : affair 28 magic current 11 car 13 86
A. affair 28 magic 86 current 11 car 13
B. affair current 11 86 car 13 28 magic
C. 13 28 magic 86 affair current 11 car
D. Can not be determined
E. None of these


6. ‘A’ can complete a piece of work in 12 days. ‘A’ and ‘B’ together can complete the same piece of work in 8 days. In how many days can ‘B’ alone complete the same piece of work?
A. 15
B. 18
C. 24
D. 28
E. None of these


7. Raman drove from home to a neighbouring town at the speed of 50 km/h and on his returning journey, he drove at the speed of 45 km/h and also took an hour longer to reach home. What distance did he cover each way?
A. 450 km
B. 225 km
C. 900 km
D. 500 km
E. None of these


8. The average weight of a group of 75 girls was calculated as 47 kg. It was later discovered that the weight of one of the girls was read as 45 kg. Whereas her actual weight was 25 kg. What is the actual average weight of the group of 75 girls? (Rounded off to two digits after decimal)
A. 46.73 kg
B. 46.64 kg
C. 36.76 kg
D. 56.63 kg
E. None of These


9. In how many different ways can the letters of the word ‘MIRACLE’ be arranged?
A. 720
B. 5040
C. 2520
D. 40320
E. None of these


10. The sum of the two digits of a two-digit number is 12 and the difference between the two digits of the two-digit number is 6. What is the two-digit number?
A. 38
B. 84
C. 93
D. Can’t be determined
E. None of these


Directions (11-15): Choose the correct phrase from the options below.


11. Although it was expected that workers under forty would show hostility to the plan, the research report indicates that both younger and the older people approve of governmental appropriations for Social Security.
A. younger and the older people
B. younger people and the older
C. the younger and the older people
D. younger and older people
E. people who are younger and those who are older


12. Although Napoleon’s army entered Russia with far more supplies than they had in their previous campaigns, it had provisions for only twenty-four days.
A. they had in their previous campaigns
B. their previous campaigns had had
C. they had for any previous campaign
D. in their previous campaigns
E. for any previous campaign


13. Although she had signed a pledge of abstinence while being an adolescent, Frances Willard was 35 years old before she chose to become a temperance activist.
A. while being an adolescent 
B. while in adolescence
C. at the time of her being adolescent
D. as being in adolescence 
E. as an adolescent


14. American productivity is declining in relation to Europe’s; the energy expended per unit of production in the United States is as much as twice that expended in West Germany.
A. as much as twice that expended in West Germany 
B. as much as twice that of West Germany’s expenditure 
C. up to two times of West Germany’s expenditure 
D. up to two times what West Germans expended
E. up to double the West German expenditure


15. Among the cossacks, vegetable farming was once so despised that it was forbidden on pain of death.
A. so despised that it was
B. so despised to be
C. so despised it had been
D. despised enough that it was 
E. despised enough as to be


  1. 3
  2. 1
  3. 5
  4. 4
  5. 4
  6. 3

  7. 1

  8. 1

  9. 2

  10. 3

  11. 4
  12. 5
  13. 5
  14. 1
  15. 1







1. A customer desiring to do permitted banking transactions through ATM needs to have
(a)ATM card or debit card/credit card (if compatible with the ATM function)  
(b)Personal identification number (PIN), allotted by the bank while issuing ATM /Debit card/credit card   
(c)Both (a) and (b) 
(d) Smartphone 
(e) None of the above

2. Debit card
(a) are plastic cards embedded with electromagnetic identification 
(b) are issued by banks to its customers who could use them to pay for their purchase or services at specified points of sales terminals 
(c) facilitates the customers top effect the transaction their accounts , remotely 
(d) All of the above  
(e) None of the above

3. Smart card
(a) has an embedded circuit with micro-processor chip embedded in it so that it could perform calculations maintain records and act as electronic pursue 
(b) has built in facility for protection against fraudulent operations 
(c) can either be rechargeable or exchangeable     
(d) All of the above  
(e) None of the above

4. Which of the following steps is not required by the user for withdrawing money from ATM?
(a) Inserting ATM card in the card slot 
(b) Entering PIN 
(c) Entering account no 
(d) All of the above  
(e) None of the above

5. Credit cards are cards which are also known as
(a) Plastic cards  
(b) Card money 
(c) Plastic cards full of money  
(d) All of the above 
(e)None of the above

6. Credit cards are of standard size and thickness and are embossed with the following details
(a) Name of card holder 
(b) Card number 
(c) Validity date 
(d) All of the above  
(e) None of the above

7. Which of the following is not correct statement in respect of debit cards?
(a) Debit card facility is provided to those having savings bank account/fixed deposit accounts of individuals, firms and cooperates 
(b) This facility is not extended to cash credit/loan account holders  
(c) Debit card is issued to all the persons who visit the branch 
(d) (a) and (b) above 
(e) All of the above

8. What are the various means of Electronic Payment Systems?
(a) Credit card 
(b) ATM card
(c) Debit card
(d) Smart card
(e) All of these

9. What are the facilities available to the customers through ATM?
(a) Cash withdrawal subject to a predetermined limit per day.
(b) Cash deposit
(c) Balance enquiry
(d) Details of certain number of transactions.  
(e) All of the above

10. ATM cards are issued to a person who maintains any of following accounts with the bank
(a) Savings Bank Accounts
(b) Current Accounts
(c) Term Deposits
(d) Loan or Cash Credit Accounts
(e) Both (a) and (b) 

Answers -
1) c
2) d
3) d
4) c
5) a
6) d
7) e
8) e
9) e
10) e





Directions (Q.1-5): In the following questions, the symbols * , %, ©, @ and $ are used with the following meanings as illustrated below:
‘P © Q’ means ‘P is neither greater than nor equal to Q’
‘P $ Q’ means ‘P is not smaller than Q’
‘P % Q’ means ‘P is not greater than Q’
‘P * Q’ means ‘P is neither greater than nor smaller than Q’
‘P @ Q’ means ‘P is neither smaller than nor equal to Q’
Now in each of the following questions assuming the given statements to be true, find which of the conclusion I, II and III given below them is/are definitely true and give your answer accordingly.

1.Statements: N % J, J * B, B © D
Conclusions:
I. D @ N
II. B $ N
III. N % B

1)Only I and II are true
2)Only I and III are true
3)Only II and III are true
4)All are true
5)None of these

2.Statements:M % R, R $ K, K © T
Conclusions:
I.T © R
II. M © K
III. T % R

1)Only I is true
2)Only I and II are true
3)OnlyIII is true
4)Only II and III are true
5)None of these

3.Statements: J * T, T $ D, D @ F
Conclusions:
I.F % J
II. F © J
III. J $ D

1)Only I and II are true
2)Only II and III are true
3)OnlyI and III are true
4)None is true
5)None of these

4.Statements: H © B, B @ K, T $ B
Conclusions:
I.H © T
II. T % B
III. B @ T

1)None is true
2)Only II is true
3)Only I is true
4)Only either I or II is true
5)Only either II or III is true

5.Statements: H @ M, N % M, K © N
Conclusions:
I.H @ N
II. K © H
III. M $ K

1)None is true
2)Only I is true
3)Only I and II are true
4)Only II and III are true
5)All are true

Directions (Q.6-10): In the following questions given below three statements are followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusion logically follows from the given statements, disregarding commonly known facts. Give answer
1)if only conclusion I follows. 
2)if only conclusion II follows.
3)if either conclusion I or conclusion II follows.
4)if neither conclusion I nor conclusion II follows. 
5)if both conclusion I and II follow.

6.Statements:
Some reds are blues
All blues are pinks
Some pinks are not reds

Conclusions:
I.All blues are reds
II. Some reds are not pinks is a possibility
7.Statements:
Some tables are chairs
All chairs are pens
All pens are copies

Conclusions:
I.Some pens are tables
II. All copies being chairs is a possibility

8.Statements:
Some moons are stars
All stars are skies
No moon is a planet

Conclusions:
I.Some moons are skies
II. No star is a planet

9.Statements:
All milk is cold drink
Some water is milk
Some water is not cold drink

Conclusions:
I.All milk is water
II. All water being milk is a possibility

10.Statements:
All trees are flowers
All flowers are coins
Some coins are notes

Conclusions:
I. All notes being trees is a possibility
II. Some coins are flowers

Answers
1.  4
2.  5
3.  2
4.  3
5.  3
6.  2
7.  5
8.  1
9.  4
10.5






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