1.  The Maharashtra government on recently constituted a task force for setting up an IFSC centre in Mumbai. IFSC stands for?
International Financial Service Centre
India Financial Service Centre
India Financial City Centre
International Financial City Centre
None of these

2.  Tech Mahindra and Mahindra & Mahindra Ltd, part of the Mahindra Group, recently acquired which Italian car designer which is well-known for designing cars for Ferrari, Maserati, Rolls-Royce and Cadillac?
Bollore Blucar
Pininfarina
Bertone
Giugiaro
None of these

3. The West Bengal Government recently honoured which of the following music composer with Lifetime Achievement Awards?
Bappi Lahiri
Kumar Sanu
Both 1 and 2
Japan
Shreya Ghoshal


 4.  The Union Government recently appointed a Judicial Committee which will look into the implementation of One Rank One Pension (OROP) scheme for the ex-servicemen. This Committee is headed by?
K Narashimha Reddy
P. Narasimha Reddy
L. Narshmha Reddy
R. Narsimha Reddy
None of these

5.  Operation Smile-II for rescuing and rehabilitating missing children is going to start from which date?
1 Jan 2017
1 Jan 2016
1 Feb 2017
1 Feb 2016
None of these


6.  Which Indian-origin politician has recently been appointed as South Africa’s new Finance Minister?
Pradhan Gordhan
Suresh Singh
Kamal Bawa
Pravin Gordhan
None of these

7.  India’s star golfer Anirban Lahiri (28) has won the coveted Order of Merit crown of Asian Tour for year 2015. He is related to which games?
Cricket
Tennis
Football
Golfer
None of these

8.  Losar, the biggest Tibetan Buddhist Festival recently began on 12 December 2015 at which place?
Ladakh (Jammu and Kashmir)
Lucknow (UP)
Jaipur (Rajasthan)
Ranchi (Jharkhand)
None of these

9.  Construction work on the TAPI Gas Pipeline project started in Turkmenistan on 13 December 2015. TAPI Stands for?
Turkmenistan-Afghanistan-Pakistan-India
Turkey-Afghanistan-Pakistan-India
Turkey-Alaska-Portugal-Iran
Tajikistan-Alaska-Pakistan-India
None of these

10.  World human rights day is observed on which date? 
10 February
10 December
15 December
16 December
None of these

11.  Dauletabad gas field related to which country? 
Pakistan
Iraq
Iran
Turkmenistan
None of these

12.  Ministry of External Affairs (MEA) recently appointed Mumbai Police Commissioner Ahmad Javed as the Ambassador to which country? 
UK
USA
China
Saudi Arabia
None of these

13.  UBM India recently concluded its 9th International Fire & Security Exhibition and Conference (IFSEC) India Expo 2015 at which place? 
Jaipur
Hyderabad
Lucknow
Delhi
None of these

14.  Which Indian-origin Tamil writer was declared as the winner of the prestigious South East Asian Write Award for Singapore? 
C.S. Lakshmi
Suki Sivan
Jamaludeen
Jamaludeen Mohamed Sali
None of these

15.  Who has won the centre fire pistol gold in the 59th National shooting championship at the Dr Karni Singh Range in Tughlakabad in New Delhi? 
Ajay Kumar
Vijay Kumar
Kamal Prasad
Raj Kumar
None of these

Answers:


  1. 1
  2. 2
  3. 3
  4. 3
  5. 2
  6. 4
  7. 4
  8. 1
  9. 1
  10. 2
  11. 4
  12. 4
  13. 4
  14. 4
  15. 2





Directions (Qs. 1-10): Read the following passage carefully and answer the questions given after the passage. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Despite the economic crunch worldwide that saw pulverization of some of the largest banking and finance giants, Indian Banking houses have managed to show positive growth this quarter. Some of India's leading national banks have posted a net profit rise of more than 40% over the last quarter amid global turmoil. This would come as a big shot in the arm for the investors and consumers of these banks even though apprehensionis mounting on other banking and broking firms worldwide. One of the main reasons behind the success of these banks this quarter, would be their direct banking by the Government of India. People take solace in their investments in public sector watching the bailout packages being cashed out by governments all over the world to save big business houses.

Other private banks in India have also reported a substantial net profit over the last quarter. Given the international and domestic scenario one cannot put this down as a mundane achievement. While others are on a cost cutting spree and firing employees, Indian companies are actually working on boosting staffing in banking and broking sectors. This can be seen as a big boon in the days to come when the current recession eases and the economy gradually comes back on to the fastrack. The finance minister has assured Indian public about the sound health of all Indian Banks. This could also be evident from the fact that there have been no mergers and takeovers in Indian Banking sector in a contrast to world scenario where finance houses are looking for mergers to cut costs on operations. We definitely are not looking to thrive; rather we are looking for growth. It is just that the pace of growth is a little slow now as compared to a year or two before. These are hard times to test 
the hard. The weak in business and career will be weeded out and it is sometimes very beneficial for business on the long run.

1. What according to the author, is the reason for the success of Indian national banks in this quarter?
(1) Indian national banks do not have any commitment in troubled foreign markets
(2) These banks can never face financial crisis because of their sheer size
(3) These banks are ready to give loans at a very low rate of interest
(4) The public is ready to invest in these banks because of the knowledge that these banks get strong support from the government
(5) None of the above

2. Which of the following statements is definitely true in the context of the passage?
A. India has not been affected by the economic slowdown.
B. Indian Banks are showing growth in this quarter despite the recession.
C. While banking industry in the West was severe affected by recession in the past, it is now gradualy recovering and showing a positive growth.
(1) Only A
(2) Only B
(3) Only C
(4) A and B
(5) B and C

3. What according to the author, will be a big boon in days to come?
(1) The economy coming back on the fastrack
(2) The slowing down of the economy
(3) Increased hiring in Indian financial sector in time economic slowdown
(4) The cost cutting carried out by all the companies
(5) None of the above

4. Which of the following strengthens the finance minister's statement about the sound health of Indian Banks with respect to the passage?
A. There have been no acquisitions and mergers of Indian Banks.
B. The Indian Banks are recording a positive growth.
C. Layoffs have been observed worldwide.
(1) A and B
(2) A and C
(3) Only A
(4) Only B
(5) All of these

5.How, according to the author, is the current recession beneficial?
(1) Worldwide, companies have realised that India is a strong power to reckon with
(2) India is surging ahead of the other companies throughout the world
(3) After the recession is over international companies will turn to India for investment
(4) Recession is bringing down the prices of essential commodities
(5) None of the above

6.What does the phrase 'shot in the arm' as used in the passage mean?
(1) Shock
(2) Fear
(3) Encouragement
(4) Anxiety
(5) None of these

 Directions (7 to 8): Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage.

7.Turmoil
(1)chaos
(2)riot
(3)bustle
(4)contentment
(5)rush

8.Solace
(1)peace
(2)comfortable
(3)disharmony
(4)detangled
(5)pity

Directions (9 to 10): Choose the word which is most SIMILAR in meaning of the word printed in bold as used in the passage.

9.Apprehension
(1)anxiety
(2)composure
(3)terror
(4)fearless
(5)ease

10.Mundane
(1)banal
(2)famous
(3)abnormal
(4)tiny
(5)extraordinary


Answers
1.4
2.2
3.3
4.1
5.5
6.3
7.4
8.3
9.1
10.1






Dear BA'ians,

We know that you all are working hard in order to crack the IBPS Clerk Mains 2015. As always, we at BankersAdda would like to help you yet again. 

Hence, we are providing you the Practice Mock Test for IBPS Clerk Mains 2015. In the Mock Test, we are covering Reasoning, Quantitative Aptitude, English and General Awareness.

Hope the Mock proves to be successful for you all..!!










1. Name the China’s Supercomputer which  has emerged as the world’s most powerful supercomputer system for the sixth consecutive time.
Answer. Tianhe-2 

2. Name the country's second largest passenger car manufacturer which launched its CSR initiative -- Safe Move-Traffic Safety Campaign -- in association with the Ministry of Road Transport and Highways.
Answer. Hyundai Motor India (HMIL)

3. The government flagged off the which ‘train from Delhi, as part of its initiative to sensitize the masses, especially children and the youth, about the issue of climate change, in the run-up to the global climate summit in Paris?

Answer. Science Express Climate Action Special’ 


4. Union Government has reduced the deadline for completion of flagship Pradhan Mantri Gram Sadak Yojana (PMGSY) for rural connectivity through all- weather roads from 2022 to ?
Answer. 2019

5. Union Cabinet approved Framework for Cooperation in Blue Economy between India and which country?

Answer. Seychelles


6. Which monument becomes first monument in world to have Twitter account?
Answer. Taj Mahal 

7. ICICI Lombard General Insurance has tied up with which bank for sale of its products through 431 branches of the bank?

Answer. Catholic Syrian Bank (CSB)


8. Who is all set to become India’s first transgender Sub Inspector of Police?
Answer. Chennai’s K Prithika Yashini 

9. Which public broadcaster channel claimed that it has emerged as the most watched Hindi channel in terms of time spent per viewer ahead of top General Entertainment Channels?
Answer. Doordarshan 

10. Railway launched a new scheme under which waitlisted passengers can get confirmed accommodation in next alternative train if they opt for the option while booking their tickets online named as?
Answer. Viklap

11. Which region is the most disaster prone part of the world as it had suffered around 1,625 disasters in the decade through 2014?

Answer. The Asia Pacific


12. Name the two mountaineers who created history by becoming first people to climb 6180 meter high unnamed peak in Himachal’s Spiti Valley. which they named as Mount Kalam.

Answer. ArjunVajpai and Bhupesh Kumar 


13. Airports Authority of India (AAI) signed a Memorandum of Understanding (MoU) with which firm to spread its wings overseas?

Answer. IL&FS Global Financial Services {Infrastructure Leasing & Financial Services Limited (IL&FS)}


14. Tata Trusts and with which institute announced collaboration on knowledge creation and capacity building for social and economic empowerment in India?

Answer. Harvard University South Asia Institute (SAI)


15. The country's first-ever double decker Shatabdi Express would run between?
Answer. Mumbai and Goa.

16. Union Ministry of Health and Family Welfare enhanced delegated financial powers of designated Central Government Hospitals and institutes under which scheme?
Answer. Rashtriya Arogya Nidhi (RAN) scheme

17. The Central Board of Direct Taxes (CBDT) has entered into how many more unilateral Advance Pricing Agreements (APAs) with Indian subsidiaries of foreign companies operating in various segments of the economy?
Answer. 11

18. Name the company which has launched its maiden unit linked insurance plan (ULIP) product across the country. The ULIP which is also called as ‘New Endowment Plus’.
Answer. Life Insurance Corporation of India (LIC)

19. Who is going to be head jury at IFFI 2015?
Answer. Shekhar Kapur

20. Name the manufacturer of electronic toilets, which has unveiled a new eToilet mobile app?

Answer. Eram Scientific Solutions






1. In how many ways can the letters of the word KIRAN be arranged so that the vowels are at the two ends?
(1) 12
(2) 72
(3) 36
(4) 24
(5) None of these


2. Out of 8 men and 3 women, a committee of 4 members is to be formed so that it has 2 women and 2 men. In how many different ways can this be done?
(1) 75
(2) 84
(3) 85
(4) 94
(5) None of these

3. Mr. Jai spends 50% of his monthly income on household items and out of the remaining he spends 50% on transport 25% on entertainment, 10% on sports, and the remaining amount of ` 500 is saved. What is Mr. Jai’s monthly income?
(1) Rs.9,000
(2) Rs.6000
(3) Rs.12,000
(4) cannot be determined
(5) None of these

4. Which number should replace both the question marks in the following equation?
(1) 227
(2) 212
(3) 247
(4) 232
(5) None of these

5. What will be the difference in simple and compared interest @12% per annum on a sum of  ` 960 after 2 years?
(1) Rs. 13.824
(2) Rs.24.04
(3) Rs. 20.224
(4) Rs. 31  
(5) None of these

Directions (6-10): Study the following data carefully and answer the question given below:

Out of 6500 employees from the clerk profile in SBI, 21% of the total numbers of employees have expertise only in cash management 12% of the total numbers of employees have expertise only in loan handling, and 45% of the total numbers of employees have expertise only in account handling. 7% of the total number of employees have expertise only in settlement department and 10% of the total employees have expertise only in Human Resource Management 8% of the total number of employees have expertise in both cash management and settlement departments 45 of the total number of employees have expertise in human resource management as well as number of employees have expertise in loan namely and account handling. 9% of the total numbers of employees have expertise in cash management and loan handling and 3% of the total number resource management and settlement department and remaining have expertise on both cash management and loan handling.

6. What is the ratio of the number of employees expertise only in settlement department to the number of employees expertise only in cash management?
(1) 4:5
(2) 5:6
(3) 1:3
(4) 7:8
(5) None of these

7. How many employees have expertise only in account handling?
(1) 975
(2) 780
(3) 650
(4) 455
(5) None of these

8. What is the total number of employees expertise in loan handling?
(1) 2050
(2) 1300
(3) 1495
(4) 780
(5) None of these

9. Lowest numbers of employees have expertise in which  of the following category?
(1) only loan handling
(2) only account handling
(3)only  settlement department
(4)only  human resource department
(5) cash management

10. Employees expertise in human resource management are approximately what percent of the total number of employees expertise in account handling?
(1) 52
(2) 61
(3) 57
(4) 45
(5) 48

Answers:
1.(1)
2.(2)
3.(3)
4.(4)
5.(1)
Explanation (1-5)▼
Only cash management = 1365
Only loan handling = 780
Only account handling = 975
Only settlement department = 455
Only HR = 650
Both CM + SD = 520
Both HR + AH = 260
Both LH + AH = 585
Both HR + SD = 195
Both CM + LH = 715
Total = 6500

6. (3): Only settlement department/only cash management = 455/1365 = 1:3

7. (1): 975  only in account handling

8. (5): only loan handling = 780
Loan handling + account handling = 585
Loan handling + CM = 715
Total = 2080

9. (3): only settlement department = 455

10. (2): total employees in HRD/ Total employess in account handling 
1105/1000 * 100 = 61%




1. International Children’s Peace Prize 2015 has recently been given to which person?
Ans. Abraham M Keita

2. Honorary doctorate of Arts by the University of East London has recently been given to which person?
Ans. Ashok Amritraj

3. Indira Gandhi Prize for Peace, Disarmament and Development for 2015 given to _____?
Ans. The United Nations High Commissioner for Refugees (UNHCR)

4. Disaster Risk Reduction (DRR) Champion for the Asia Region by the UNISDR award given to ____? 
Ans. Kiren Rijiju

5. Master Dinanath Mangeshkar Award has been given to _________?
Ans. Prashant Damle

6. Ramnath Goenka Lifetime Achievement Award has been given to _____?
Ans. Kuldip Nayar

7. J.C. Daniel Award-2014 has been given to?
Ans. I.V. Sasi

8. 2015 Man Booker Prize for Fiction has been given to ______?
Ans. Marlon James

9.  Finance Minister of the Year, Asia 2015 has been given to ____?
Ans. Arun Jaitley

10. Central Bank Governor of the Year, Asia 2015 award has been given to ____?
Ans. Atiur Rahman (Bangladesh)

11. 2015 Harvard Humanitarian of the Year Award has been given to ____?
Ans. Kailash Satyarthi

12. Al-Quds University conferred Honorary Doctorate to ________?
Ans. President Pranab Mukherjee

13. Hridaynath Mangeskar Award has been given to ___________?
Ans.  A R Rehman

14. PEN Pinter Prize 2015 given to ________?
Ans. Raif Badawi & James Fenton

15. Skoch Award for Effective Solid Waste Management has been given to ____?
Ans. Trichy Corporation

16. UK city of Coventry Award has been given to ___________?
Ans. Ratan Tata

17. The Merlin Award to magic has been given to ___________?
Ans. Zenia Bhumgara of India

18. Khel Ratna (posthumous) Award has been given to ___________?
Ans.  Ram Bahadur Chetri

19. Sakharov Prize for Human Rights for year 2015 has been given to ____?
Ans. Raif Badawi

20. New York Global Leaders Dialogue Humanitarian Award has been given to ____?
Ans. Bindeshwar Pathak






Directions (Q. 1-3): What will come in place of question mark (?) in the following questions?

1. 495+75% of 660=?
940
950
990
960
None of these
2. (5)^3×(25)^2=(5)^?×(125)^2
4
2
1
3
None of these

3. 14×15-483÷23=?-100
289
279
374
364
None of these

4. (√6-3)^2=?-√216 
2√6+15
4√6
15-4√6
15
None of these

5. 53.59+61.42-96.78=?+11.21
7.42
7.02
13.57
15.42
None of these

Directions (Q. 6-10): What approximate value will come in place of question mark (?) in the following questions? (You are not expected to calculate the exact value.) 
√2400×√630÷√101=? 
80
100
150
120
180

7. 9002÷89×99-1499=? 
7500
9200
8900
8200
8500

8.1500.99-599.83+299.89=?
1200
1300
1000
1400
900

9.19% of 1201 +61% of 3599-153=?

2100
2520
2400
2800
2250

10. (11.98)^2-(15.02)^2+(17.03)^2=? 
280
200
250
330
260
Answer : 144-225+289=208

Directions (Q. 11-15): What will come in place of question mark (?) in the following number series? 
11. 2, 3, 7, 16, 32, ? 
59
64
57
54
None of these

12. 8, 13, 28, 53, 88, ? 
133
115
143
125
None of these

13. 6, 15, 28, 45, 66, ? 
89
91
99
81
None of these

14. 469, 370, 282, 205, 139, ? 
54
65
74
94
None of these

15. 13, 21, 37, 69, 133, ? 
308
318
251
261
None of these

Answers:


  1. 3
    Answer : 495+(3/4)X660
    495+3X165=990
  2. 3
    Answer : 5^3X5^4=5^xX5^6 5^(7-6)=5^x
    x=1
  3. 1
    Answer : 210-21=?-100
    289=?
  4. 4
    Answer : 6+9-6(6)^(1/2)=?-6(6)^(1/2)
    15=?
  5. 2
    Answer : 115.01 – 107.99 = 7.02
  6. 4
    (49X25)/10=122.5
  7. 5
    Answer : (9000/90)X100-1500 =8500
  8. 1
    Answer : 1500-600+300 =1200
  9. 2
    Answer : 19% of1200+61% of4000-153
    228+2440-153 =2515
  10. 2
    Answer : 144-225+289=208
  11. 3
    Answer : Difference between the consecutive Numbers are 1^2, 2^2, 3^2, 4^2, 5^2
     i.e Required Number= 32+25=57
  12. 1
    Answer : Difference between the consecutive No’s are 5, 15, 25, 35, 45
    So, Required Number =88+45=133
  13. 2
    Answer : Difference between the consecutive Numbers are 9, 13, 17, 21, 25
    So, Required Number=66+25=91
  14. 5
    Answer : Difference between the consecutive Numbers are 99, 88, 77, 66, 55
    So, Required Number=139 – 44 = 95
  15. 4
    Answer : Difference between the consecutive Number’s are 8, 16, 32, 64, 128
    So, Required Number=133+128=261






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