Dear Readers,
                     Today we are providing you quiz on English which is one of the most important sections of banking exams, in which you can score maximum with ease if you are practising on very regular basis, It is crucial for all the upcoming banking exams, IBPS/SBI/RRB etc.


Directions (Q. 1-10): In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningful.

In the decade since reforms were introduced, India has achieved substantial success in the sphere of macroeconomics. Overall growth rate has been (1) except for the last couple of years. It bears pointing out that we have now come to view a 6 per cent (2) rate as a slowdown! This is a far cry from pre-reforms rate of growth of 3 per cent. The price level has by and large remained (3) both as measured by the WPI and CPI. India’s(4) of payments position has been comfortable. Exports, while (5) some sluggishness this fiscal, have been growing. Imports, in spite of (6) liberalization, have not gone out of hand. This is amply reflected in the comfortable current account deficits (CAD); the CAD-to-GDP ratio has remained way below the crisis (7) that it had achieved in 1991. The rupee has weathered external turbulence rather well even  when East Asia was experiencing (8) difficulties.
          However, the one ambiguous Achilles' heel of the reforms has been the (9) state of government finances. One of the two crises that India faced in 1990- 91 was unsustainable imbalance between government revenues and (10).  

1. 
1) pulsating 
2) shocked 
3) commendable
4) promotable
5) dipped

2. 
1) production
2) consumption
3) index
4) growth
5) progress

3. 
1) moderate
2) lukewarm
3) shaky
4) considerate
5) obstinate

4.
1) ledger
2) balance
3) equilibrium
4) intention
5) idea

5.
1) demonstrated
2) exercising
3) rejecting
4) display
5) exhibiting

6.
l) substantial
2) exemplary
3) indicative
4) conservative
5) destructive

7.
1) rationalisation
2) handling
3) management
4) proportions
5) ration

8.
1) crisis
2) overcoming
3) severe
4) enjoyable 
5) wailing

9.
1) critical
2) vulnerable
3) prone
4) attackable
5) easygoing

10.
1) surplus
2) measurement
3) thinking
4) incomes
5) expenditure

DIRECTIONS (Q. 11-15): In each one of the following sentences, there are two blank spaces. Below each sentence, there are five pairs of words denoted by numbers (1), (2), (3), (4) and (5). Find out which pair of words can be filled up in the blanks .n the sentence in the same sequence to make it, meaningfully complete.


11.   Your bonus will dependent the quality of your work.
1) is dependable  
2) depends on
3) being dependent
4) going to depend
5) No correction required

12.  He did not ask for a raise since he had fear to lose his job.
1) was fearful of
2) was feared to
3) was afraid to
4) had been afraid to
5) No correction required

13. The organizers agreed to shift the conference at some place convenience to all participants.
1) any of the place convenient
2) at places convenient
3) from a place of convenience
4) to a place convenient
5) No correction required

14.  As compared to last year there has been a sharp rise in interest rates.
1) sharper rise of
2) as sharp a rise
3) sharp rises in
4) sharply rising
5) No correction required

15.   In the 1970s banks required to submit their detailed plans of expansion to RBI.
1) were required to submit
2) required for submission
3) are required to submit
4) requirement of submitting 
5) No correction required

Answers..

1. (3)
2. (4)
3. (1)
4. (2)
5. (5)
6. (1)
7. (4)
8. (3)
9. (2)
10. (5)
11. (2)
12 (3)
13. (4)
14. (5)
15. (1)




Dear Readers,
In continuance to the Banking Pathway 2015, we are providing you a Quant Mix  quiz that can be helpful for all the exam including IBPS CWE-RRB,/ IBPS CWE-PO /RBI Assistant and many more.


1. A sum of money is divided among A,B,C and D in the ratio of 3 : 5 : 9 : 13 respectively. If the share of C is Rs. 2412 more than the share of A, then what is the total amount of money of B and D together? 
A) Rs. 4422 
B) Rs. 7236 
C) Rs. 6030 
D) Rs. 4824 
E) None of these 

2. The average age of 80 girls was 20 years, the average age of 20 of them was 22 years and that of another 20 was 24 years. Find the average age of the remaining girls. 
A) 17 years
B) 19 years
C) 21 years 
D) 15 years 
E) None of these 

3. Ms. Pooja  invests 13% of her monthly salary, i.e. Rs. 8554 in Mediclam Policies. Later she invests 23% of her monthly salary on child Education Policies; also she invests another 8% of her monthly salary on Mutual Funds. What is the total annual invested by Ms. Pooja? 
A) Rs. 28952 
B) Rs. 43428 
C) Rs. 347424 
D) Rs. 173712 
E) None of these

4. The profit earned after selling an article for Rs. 878 is the same as loss incurred after selling the article for Rs. 636. What is the cost price of the article? 
A) Rs. 797 
B) Rs. 787 
C) Rs. 767 
D) Rs. 757 
E) None of these
5. In a class of 240 students, each student got sweets that are 15% of the total number of students. How many sweets were there? 
A) 3000 
B) 3125 
C) 8640
D) 9789 
E) None of these.

6. Sonika spent Rs.  45, 760 on the interior decoration for her home, Rs. 27896 on buying air conditioner and the remaining 28% of the total amount she had as cash with her. What was the total amount? 
A) Rs. 98540 
B) Rs. 102300 
C) Rs. 134560 
D) Cannot be determined  
E) None of these

7. The ages of Khushi and Jagriti are in the ratio of 5 : 8 respectively. After 8 years the ratio of their ages will be 3 : 4. What is the difference in their ages? 
A) 16 years
B) 8 years
C) 10 years 
D) 12 years 
E) None of these

8. By how much is 6/11 th of 506 lesser than 3/5 of 895? 
A) 178
B) 219
C) 143 
D) 261 
E) None of these

9. The average of the ages of Sumit, Krishna and Rishabh is 43 years and the average of the ages of Sumit, Rishabh and Rohit is 49 years. If Rohit is 54 years old, what is Krishna'a age? 
A) 45 years
B) 24 years
C) 36 years 
D) Cannot be determined  
E) None of these

10. The compound interest occured on an amount at the end of three years at 15 p.c.p.a is 6500.52. What is  the amount? 
A) Rs. 12480 
B) Rs. 10500 
C) Rs. 14800 
D) Rs. 13620 
E) None of these

11. ‘P’ liters of oil were poured into a tank and it was still r% empty How much oil must be poured into the tank in order to fill it to the brim?
A) (P × r)/(100-r)
B) P/(100-r)
C) 100P/(100-r)
D)  100P×r/ (100-r)
E) None of these

12. A sum of money is accumulating at compound interest at a certain rate of interest. If Simple interest instead of compound interest were reckoned, the interest for the first two years would be diminished by Rs. 20 and that for the first three years by Rs. 61. Find the Sum?   
A) 8000
B) 6000
C) 10,000
D) 12,000
E) None of these

13.  In Utkarsh’s opinion, his weight is greater than 65 kg but less than 72 kg. His brother doesn’t agree with Utkarsh and he thinks that Utkarsh’s weight is greater than 60 kg but less than 70 kg. His mother's view is that his weight cannot be greater than 68 kg. If all are them are correct in their estimation, what is the average of different probable weights of Utkarsh?
A) 67 kg
B) 68 kg
C) 69 kg.
D) Data inadequate
E) None of these

14.  Three pipes A, B and C can fill a tank from empty to full in 30 minutes, 20 minutes, and 10 minutes respectively. When the tank is empty, all the three pipes are opened. A, B and C discharge chemical solutions P,Q and R respectively. What is the proportion of the solution R in the liquid in the tank after 3 minutes?
A) 5/11
B) 7/11
C) 9/11
D) 3/11
E) None of these

15.  A and B can complete a work in 15 days and 10 days respectively. They started doing the work together but after 2 days B had to leave and A alone completed the remaining work. The whole work was completed in :
A) 10 days
B) 12 days
C) 20 days
D) 25 days
E) None of these

ANSWERS & SOLUTIONS

1. B
2. A
3. C
4. D
5. C
6. B
7. E
8. D
9. C
10. A
11. A
12. A
13. A
14. E
15. B

1.(B) Let the original sum be Rs. x.
Sum of the Ratios = 3 + 5 + 9 + 13 = 30
C's share = Rs. 9x/30 = Rs. 3x/10
A's share = Rs. 3x/30 = Rs. x/10
According to the question,
3x/10 - x/10 = 2412
2x/10 = 2412
x = 2412 * 5 = Rs 12060
Amount received by B and D together
=  Rs. (((5+13))/30  ×12060)
= 7236

2.(A) Total age of remaining 40 girls
=  (80 * 20 - 20 * 22 - 20 * 24) years
= (1600 - 440 - 480) years
= 680 years
Required average age = 680/40 = 17 years

3.(C) Let Ms. Pooja's monthly salary be Rs. x
According to the question,
13% of x = Rs. 8554
= x = Rs.  (8554 * 100)/13 = Rs. 65800
Total monthly investment in percentage
= 13 + 23 + 8 = 44
Total montly investment = 44% of Rs. 65800
= (44 * 65800)/100
= Rs. 28952
Total annul investment = Rs.  (12 * 28952)
= Rs. 347424

4. (D) Let the CP of the article be Rs. x.
According to the question,
878 - x = x - 636
= 2x = 878 + 636 = 1514
x = 1514/2 = Rs. 757

5. (C) Number of sweets received by each student
= 15% of 240
= 15 * 240/100 = 36
Total number of sweets = 240 * 36 = 8640

6. (B) Let the total amount be Rs. x
The amount spent = 100 - 28 = 72%
72% of x = Rs. (45760 + 27896)
= 72 * x /100 = 73656
x = 73656 * 100/72 = Rs. 102300.

7.(E) Let the present ages of Khushi and Jagriti be 5x and 8x years respectively.
After 8 years,
5x + 8/8x + 8 = 3/4
= 24x + 24 = 20x + 32
= 4x = 32 - 24 = 8
x = 8/4 = 2
Required difference = (8x - 5x) years
= 3x = 3 * 2 = 6 years

8. (D) Required difference = 3/5 * 895 - 6/11 * 506
= 537 - 276 = 261

9. (C) (Sumit + Krishna + Rishabh)'s age
= 43 * 3 = 129 years .........................(i)
(Sumit + Rishabh + Rohit)'s age
= 3 * 49 = 147 years  .........................(ii)
By equation (i) - (ii), we have,
Krishan's age -  Rohit's age = 129 - 147 = -18
Krishna's age = 54 - 18 = 36 years

10. (A) Let the principal be Rs. P.
According to the question,
CI = P [(1+ R/100)^T- 1]
6500.52 = P [(1+ 15/100)^3- 1]
= 6500.52 = P [1.520875 -1]
P = 6500.52/0.520875 = Rs. 12480

11. (A) After filling ‘P’ liter still r % empty. So (100-r)% = P liter ;
Let x liter require to fill remain tank.
So full capacity of tank = 100P/(100-r)
 So x= r% of capacity = 100P/(100-r) * r/100 = Pr/(100-r)

12. (A) P(r/100)^2= 20 –(1)
P(r/100)^2 ×(300+r)/100 =61     -(2)
Putting value from eqn 1
(300+r)/100 =61/20
On solving r = 5%
After put value in eqn(1) P= 8000

13. (A) Go through statements, it’s clear that average of probable weight of Utkarsh  is 67 kg.

14. (E) Part filled by A+B+C in 3 min = 3(1/20+1/30+1/10) = 11/20
Part filled by C  in 10 min = 3/10
Required ratio = 3/10:11/20 = 6:11
So the solution R in the liquid in the tank after 3 minutes = 6/11


15. (B) A and B together 1 day work =1/15+1/10 =5/30=1/6
 Both work for 2 day  = 1/3
Remain work =2/3
Left work done in (2/3) ÷ (1/15) =10 days
So total day = 10+2 = 12 days




1. Who is Anshula Kant?
1) Deputy Managing Director and Chief Financial Officer (CFO) of State Bank of India (SBI).
2) Deputy Managing Director and Chief Financial Officer (CFO) of Bank of Baroda (BOB).
3) Deputy Managing Director and Chief Financial Officer (CFO) of Allahabad Bank.
4) Deputy Managing Director and Chief Financial Officer (CFO) of Punjab National Bank (PNB)
5) Deputy Managing Director and Chief Financial Officer (CFO) of Axis Bank.

2. Exercise – Silk Route – 2015 is a joint militry exercise held between which two countries?
1) Pakistan and China
2) India and China
3) India and Sri Lanka
4) China and Sri Lanka
5) India and bangladesh

3. Multilateral Asian Infrastructure Investment Bank (AIIB) which has 50 founding nations including India is led by whcih country?
1) India
2) China
3) Japan
4) saudi Arabia
5) South Korea

4. Which two countries has inked MoU on Double taxation Avoidance  Treaty (DTAA)?
1) India and China
2) India and USA
3) India and thailand
4) India and Russia
5) India and France

5. Which Indian player becomes first to be drafted by a NBA team?
1) Singh, Joginder
2) Singh, Yadwinder
3) Singh, Pratham
4) Satnam Singh Bhamara
5) Brar, Palpreet Singh

6. Which Species has been adopted as the ‘state butterfly’ of Maharashtra?
1) Karner Blue Butterfly
2) Goliath Birdwing Butterfly
3) Garden Tiger Moth
4) Blue Mormon
5) Swallowtail butterfliy

7. Zaheer Abbas who has been recently selected the new President of International Cricket Council (ICC) for one year term was the former captain of which cricket team?
1) None of the following
2) Pakistan
3) Bangladesh
4) Srilanka
5) India

8. Which country has pledged an assistance of one billion US dollars to the quake-ravaged Nepal for its massive re-construction programme?
1) China
2) India
3) Japan
4) UK
5) USA

9. Which state government has declared June 22 as ‘Snake Bird Day’ ?
1) Madhya Pradesh
2) Kerala
3) Maharashtra
4) Gujrat
5) Assam

10. Which Indian player has become the first Indian footballer to score 50 international goals?
1) Jarnail Singh Dhillon
2) Sailendra Nath Manna
3) Peter Thangaraj
4) Baichung Bhutia
5) Sunil Chhetri

Answers..

1. (1)
2. (4)
3. (2)
4. (3)
5. (4)
6. (4)
7. (2)
8. (2)
9. (2)
10. (5)



Dear  Readers,
Today we are posting the second part of the General Awareness quiz which is on the pattern of the section which is coming in actual examinations like SBI PO MAINS,IBPS RRB PO/CLERK, RBI OFFICE ASSISTANT,etc . So participate in the quiz as this will help you all to score good marks in your examination.


1).International Labour Day was celebrated on_______.
a) May 1st
b) May 2nd
c) May 3rd
d) May 4th
e) None of these

2).What is venue of Asian Banker Summit 2015?
a) Delhi
b) Tokyo
c) Bangkok
d) Hong Kong
e) None of these

3).MAT stands for_______.
a) Maximum Alternate Tax
b) Minimum Alternate Tax
c) Maximum Average Tax
d) Medium Alternate Tax
e) None of these

4).What is the India’s growth percentage projected by Fitch for 2015-16?
a) 7%
b) 9.5%
c) 7.5%
d) 8%
e) None of these

5).Which of the following organizations has formed a partnership to offer Pradhan Mantri Jeevan Jyoti Bima Yojana insurance?
a) Oriental Insurance and LIC
b) NICL and LIC
c) Canara Bank and Life Insurance Corporation
d) HDFC and SBI
e) None of these

6).Headquarters of World Trade Organization is _______.
a) Berlin
b) Geneva
c) New York
d) Manila
e) None of these

7).Which of the following country is 161st member of World Trade Organization?
a) Afghanistan
b) Bangladesh
c) Pakistan
d) Seychelles
e) None of these

8).NASA has stopped the operations of MESSENGER Mission, which was launched to study the atmosphere of_______.
a) Saturn
b) Mars
c) Venus
d) Mercury
e) None of these

9).Which of the two states have introduced 5 lakhs rupees Accident Insurance Scheme for Transport Drivers?
a) Kerala and Karnataka
b) Tamil nadu and Bihar
c) Andhra Pradesh and Telangana
d) Uttar Pradesh and Haryana
e) None of these

10).Who is the New Director General of Central Industrial Security Force (CISF)?
a) Narendra Kumar
b) Ramdev Sharma
c) Surender Singh
d) Akilesh Kumar
e) None of these

11). At present, the formula for subscription to RRBs capital has been fixed at
a) Central Government 50%, State Government 15% and Sponsor Bank 35% 
b) Central Government 60%, State Government 20% and Sponsor Bank 20% 
c) Central Government 30%, State Government 30% and Sponsor Bank 40% 
d) Central Government 35%, State Government 35% and Sponsor Bank 30% 
e) Central Government 50%, State Government 25% and Sponsor Bank 25%

12). Capital market is a market which deals in 
a) short-term funds 
b) Long-term funds 
c) gilt-edge securities 
d) All of the above 
e) None of the above

13).The Regulatory Authority for Regional Rural banks is
a) Sponsor Bank 
b) Central Government 
c) State Government 
d) NABARD 
e) All of the above

14).“Banking Ombudsman” means a person:
a) appointed to settle dispute between employees and management 
b) to whom customer can approach for redressal of his grievances against the bank.
c) appointed to recover  dues from defaulting borrowers,
d) all of these
e) none of the above 

15).The term “dormant account” means:
a) account showing an average balance of less than 100 during a half year,
b) account which remains inoperative for an extended period of time, 
c) accounts which have been blocked under the exchange control regulations, 
d) loan/ cash  credit/ overdraft accounts which are considered irrecoverable ,
e) none of the above 

Answersheet.
1) a
2) d
3) b
4) d
5) c
6) b
7) d
8) d
9) c
10)c
11)a
12)b
13)d
14)b

15)b




Directions (Q. 1-5): In each of the following questions a question is followed by information given in three statements. You have to study the question along with the statements and decide the information given in which statements(s) is sufficient to answer the questions:

1. Among P, Q, R, S, T and U, who is smaller than only the tallest ?
I) Q is taller than P and T.
II) U is smaller than R and S but taller than Q.
III) T is smaller than R, who is not the tallest.

1) Only I and II 
2) Only I and III 
3) Only II and III 
4) All I, II and III are necessary
5) None of these

2. How is P related to Q ?
I) R, S and Q are siblings.
II) R is the only maternal aunt of U, who is the only daughter of S.
III) S's father is married to P's wife, who has three children.

1) Only I and II 
2) Only I and III 
3) Only II and III 
4) All I, II and III are necessary
5) None of these

3. Who among A, B, C and D is in white shirt ? Each of them is wearing a shirt of different colour viz. Red, Yellow, White and Green but not necessarily in the same order ?
I) A is not wearing Red shirt.
II) B is in Yellow shirt but C is neither in Red nor in Green shirt.
III) D is either in Red or Yellow shirt.

1) Only I 
2) Only II 
3) Only I and III 
4) Only I and II 
5) Only II and III

4. How many students are there between X and Y in a column of 50 students ?
I) Y is twenty first from the last and X is twenty second from the top.
II) X is two places away towards last from Z, who is sixth from the top, and Y is second from the last.
III) Y is sixteen places away from V, who is sixteen from the last.

1) Only I 
2) Only II 
3) Only III 
4) Both I and II 
5) Either I or II

5. In a certain code language 'you are fine' is written as 'no la so'. How is 'fine' written in that code language ?
I) ' A fine dramatic story' is written as 'la jo ni da'.
II) 'Fine creative art' is written as 'qa la yo'.
III) 'New wonderful fine illusion' is written as 'chi su la tic'.

1) Only I 
2) Only II 
3) Only III
4) Only I and II 
5) Any of I, II and III is sufficient

Direction (Q. 6-10): In the following questions, assuming the given statements to be true find out which conclusion(s) is/are definitely true and give answer:
1) If only conclusion I is true. 
2) If only conclusion II is true.
3) If either conclusion I or II is true. 
4) If neither conclusion I nor conclusion II is true.
5) If of both conclusion I and II are true.

6. Statement:   
K < L
L = Q
Q > S

Conclusion: 
I. K < S 
II. S > K

7. Statement: 
N > O
R ≥ T
O ≤ R

Conclusion: 
I. N > R 
II. O ≥ T

8. Statement: 
Q < S
S = M
M ≤ U

Conclusion: 
I. M > Q 
II. Q < U

9. Statement: 
D = E
E ≤ Q
L > Q

Conclusion: 
I. D ≤ Q 
II. E < L

10. Statement: 
D > E
E = N
N < M

Conclusion: 
I. D = N 
II. M < D

11. Statements: Under the reverse repo rate the commercial banks gives loans to the Reserve Bank of India for short period of time for which the commercial banks gets interest from the RBI, on the other hand the commercial banks has the option to give the money as loan to the people through which they can earn more money but still the commercial bank prefer giving the loan to the RBI and not the people. So, what could be the main reason behind this ?

I) The commercial banks of India follow the concept of the universal banking.
II) The people can be defaulter and giving the money to the people can be a risk of increasing NPA.
III) Giving money to RBI is a more safer option.
IV) The monetary policy of India says that the Commercial Banks of India has to give some part of their total money to the RBI as the loan.

1) Only I 
2) Only I and II 
3) Only II 
4) Only III 
5) All I, II, III and IV

12. Statements: India during the month of July to September in the reason of Monsoon receives the heavy rainfall but the Western part of Rajasthan i.e. Thar Desert receives very less amount of rainfall or we can say it receives almost no rainfall. so what could be the main reason that thar Desert receiving such low rainfall ?

I) The South western monsoon which comes from the Arabian sea side when reaches Rajasthan moves parallel to the Aravallis.
II) The South Western monsoon which comes from the Bay of Bengal side when reaches the Thar Desert, it is out of moisture.
III) The Thar Desert lies in the high pressure zone due to which very fast winds blow away the clouds.
IV) The monsoon winds on India don't move towards the Thar Desert in Rajasthan.

1) Only I 
2) Only II 
3) Only III 
4) Only I and II 
5) Only I, II and III

13. Statements: In the recent past we have seen that the demand of gold in the Indian market is continuously increasing and the people are purchasing huge amount of gold but on the other hand the government of India is continuously asking the people of India not to buy the gold as it is hampering the economic growth of the country. What could be the negative effect of the rising demand of gold on the economy of the country.

I) People in the India has to pay in rupees for the gold where as the country needs to pay in dollars in international market for the gold due to which the foreign reserve of India is continuously decreasing.
II) The country is paying more for the imports.
III) The demand of dollar is increasing in the international market due to which the value of Indian rupee is devaluating.
IV) Increasing demand of gold is promoting black marketing in India.

1) Only I and II 
2) Only IV 
3) Only III and IV 
4) Only II,III and IV 
5) Only I, II and III

14. Statements: Base rate is the minimum rate of interest at which the commercial banks gives loans to its any customer whether prime or ordinary customer. The base rate is decided by the individual banks but the RBI has made it mandatory for the banks to put the Base rate on the notice board of the banks. What could be the main reason behind the action taken by the RBI.

1) The RBI wants to make the market transparent.
2) The RBI wants to show its monopoly to other banks.
3) The RBI wants to reduce the bargaining in the commercial banks.
4) The RBI wants to divide the customers to other banks also.
5) None of these

15. Statements: Crime today is getting more diabolic than ever, especially the one perpetrated against women. The agony of the brutal gang rape and subsequent death of the paramedical student in New Delhi still haunts our collective conscience, while the country continues to reel under sexual assaults everyday. What course of Action government should take to reduce the sexual crime against the women in India.

1) The government should increase more female police force in the country.
2) The government should make a special women complaint cell where the women are more comfortable to come.
3) The government should work on making more strict laws and subsequently work on speedy trials against female related crimes.
4) The government should work on providing self defense training to the women's in India.
5) All of these



Answers:

1. 4
From I : Q > P > T or Q > T > P
From II : R > S > U > Q or S > R > U > Q
From III : R > T, but R is not the tallest.
From I, II and III : S > R > U > Q > T > P
Or S > R > U > Q > P > T

2.2; 
From I : R, S, Q are siblings.
From II : R is the only maternal aunt of U and S is either mother of father of U.
From III : P is S’s father and has three children.
From I and III: P is father of R, S and Q.

3.2; 
From: A notRed
From II: B ---- Yellow
C --neither Red nor Green. Clearly C is in White shirt.
From III : D ---- Either Red or Yellow. II alone is sufficient.

4.5; 
From I: Number of student between X and Y = 50 – (21 + 22) = 7
From II : Number of student between X and Y = 50 – ( 8 + 2) = 40
From III : Nothing is given about Y.
So, Either I alone or II alone is sufficient.

5.5; 
You are fine ---- no la so ............. (i)
From I: a fine dramatic story ---- la jo ni da .............. (ii)
From II: fine creative art ---- qa la yo................ (iii)
From III: new wonderful fine illusion ---- chi su la tic ............... (iv)

from (i) and (ii) fine ---- la ( I alone is sufficient).
from (i) and (iii) fine ----- la (II alone is sufficient).
from (i) and (iv) fine ---- la (III alone is sufficient).

6 .4
7. 4 
8. 5
9. 5
10. 4

11. 3; The banks in India follow the concept of Narrow banking and since the customers are defaulters, the banks prefer giving the money to the RBI and earn little interest so that there NPA (Non Performing Assets) are not increased.

12. 4; The South West monsoon in India comes in two branches the Arabian Sea branch and Bay of Bengal branch, the Arabian Sea branch strikes the Aravallis and due to the height of the mountains they are unable to cross the mountains and the Thar desert lies on the leeward side. The Bay of Bengal after striking with the Himalayas moves towards the northern part of India but till the time it reaches the Thar desert, it is out of moisture.

13. 5; The huge demand of gold is forcing India to buy more gold from the international market for which they are paying dollars which is reducing the foreign reserves of India and promoting the imports due to which the demand of dollar increases in the international market leading to the devaluation of the Indian rupee.

14. 1; Before the advent of Base Rate the banks were giving loans to the customers at the rate of interest they desire. So, in order to make the market more transparent the RBI introduced the Base Rate.

15. 3; Lack of strict laws and speedy trails in India is the only main reason behind the increasing of female crimes in India because the criminals are aware of the flexible judicial system of India and also the slow process of Judiciary.




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