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Reasoning Quiz (AAO and SO)

Directions (1-5): Study the following information carefully and answer the questions which follow:

Six faculties A, B, C, D, E and F of six different subjects- English, Computer, Reasoning, Quantitative Aptitude, General Awareness and Marketing are sitting in two parallel rows containing three people each such that they are equidistant from each other. Three of them in row I are facing south and another three in row-II are facing north. Therefore in the given seating arrangement, each member seated in a row faces another member of the other row.

C is the faculty of General Awareness and sits in the same row in which A sits. F is seated immediate left of the faculty who faces to the faculty of General Awareness. The faculty of Quantitative Aptitude sits immediate near to B. D is not near to the faculty of General Awareness and Reasoning. The faculty of English does not sit near to the faculty of Reasoning or Computer but he/she is not A or B. A sits second to the right of the faculty of Marketing. D does not sit at any of the extreme ends.

1. Who is seated opposite to the faculty of Reasoning?

(a) A

(b) C

(d) F

(e) D

2. Which of the following statement is true?

(a) D sits opposite to E

(b) B sits opposite to C

(d) C sits opposite to D

(e) F sits opposite to C

3. Who of the following is in the middle of the row?

(a) A

(b) B

(d) F

(e) E

4. Who is the faculty of Marketing?

(a) E

(b) B

(d) F

(e) Cannot be determined

5. Who sits near to the faculty of Computer?

(a) Reasoning’s faculty

(b) General Awareness’s faculty

(d) Quantitative Aptitude’s faculty

(e) Cannot be determined

Directions (6-10): Study the following information carefully and answer the questions which follow—

Eight persons are sitting in two parallel rows containing four people each, in such a way that there is an equal distance between adjacent persons. In row-I A, B, C and D are seated and all of them facing south while they are experts in 4 different games Sudoku, Chess, Carom and Snooker (one of each). In row-II P, Q, R and S are seated and all of them are facing north while they are expert in 4 different games Football, Badminton, Tennis and Polo (one of each).

Therefore in the given seating arrangement each member seated in a row faces another member of the other row. (All the information given above does not necessary in the same order)

B is seated second to the right of the person who plays Chess. C is seated opposite to the person who plays Badminton, who is seated second to the left of S.

Q is seated immediate left of the person who plays Tennis. A is seated immediate right of the person who plays Snooker. The person who plays Football is seated opposite to B. P is seated opposite to the person who plays Sudoku but not at the end.

6. Who is seated between A and the person who plays Carom?

(a) B

(b) C

(d) Person who plays Sudoku

(e) Person who plays Snooker

7. Who amongst the following sit at extreme ends of the rows?

(a) Q and the person who plays Football

(b) R and the person who plays Polo

(d) D and the person who plays Carom

(e) A and the person who plays Chess

8. Who amongst the following faces the person who plays Polo?

(a) The person who plays Sudoku

(b) The person who plays Carom

(d) The person who plays Chess

(e) D

9. Who amongst the following plays Carom?

(a) B

(b) C

(d) A

(e) Cannot be determined

10. Which of the following game is played by R?

(a) Football

(b) Badminton

(d) Tennis

(e) Cannot be determined

Answers

1. d

2. d

3. c

4. a

5. d

6. b

7. d

8. d

9. a

10. a

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Computer Quiz - (Reposted)

Q1. Who programmed the first computer game 'Spacewar!' in 1962?
(a) Steave Russell
(b) Konard Zuse
(c) Alan Emtage
(d) Tim Berners-Lee
(e) None of these

Q2. Who is known as the father of supercomputing?
(a) David J. Brown
(b) Gene Amdahl
(c) Adam Dunkels
(d) Seymour Cray
(e) None of these

Q3. Who created the C programming Language?
(a) Ken Thompson
(b) Dennis Ritchie
(c) Robin Milner
(d) Frieder Nake
(e) None of these

Q4. When NASSCOM (National Association of Software and Services Companies) was established?
(a) 1988
(b) 1997
(c) 1993
(d) 1882
(e) None of these

Q5. Who is known as the father of internet?
(a) Alan Perlis
(b) Jean E. Sammet
(c) Vint Cerf
(d) Steve Lawrence
(e) None of these

Q6. Which one is the first high level programming language?
(a) C
(b) COBOL
(c) FORTRAN
(d) C++
(e) None of these

Q7. Which one is the first word processor application?
(a) MS Word
(b) Apple i Work
(c) Sun StarOffice (
(d) WordStar
(e) None of these

Q8. Which one is the current fastest Supercomputer in India?
(a) PARAM Padma
(b) SAGA-220
(c) PARAM YUVA II
(d) EKA
(e) None of these

Q9. India's first Super Computer PARAM 8000 was installed in?
(a) 1988
(b) 1991
(c) 1995
(d) 1982
(e) None of these

Q10. Who developed Java Programming Language?
(a) James Gosling
(b) Douglas Engelbart
(c) Edmund M. Clarke
(d) James D. Foley
(e) None of these

Q11. Which one is volatile memory in a computer system?
(a) Hard Disk
(b) RAM
(c) ROM
(d) Optical Drive
(e) None of these

Q12. One Terabyte (1 TB) is equal to?
(a) 1028 GB
(b) 1012GB
(c) 1000 GB
(d) 1024 GB
(e) None of these

Q13. Who first developed QWERTY keyboard used in computers and phones?
(a) Raphael Finkel
(b) Wim Ebbinkhuijsen
(c) Shafi Goldwasser
(d) Christopher Latham Sholes
(e) None of these

Q14. Which operating system is developed and used by Apple Inc?
(a) Windows
(b) Android
(c) iOS
(d) UNIX
(e) None of these

Q15. Linus Torvalds develop which operating system?
(a) Windows
(b) Mac OS
(c) UNIX
(d) Linux
(e) None of these

Answers:
1. a
2. d
3. b
4. a
5. c
6. c
7. d
8. c
9. b
10. a
11. b
12. d
13. d
14. c
15. d

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English Quiz (Reading Comprehension)

Direction(1-10): Read the following passage carefully and answer the following questions given below it.

Today, with a Noble prize to its credit, Grameen is one of the largest microfinance organisations in the world. It started out lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. The great discovery its founders made was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world. Grameen’s approach, unlike other microfinancers, uses the group-lending model. Costs are kept down by having borrowers vet one another, typing together their financial fates and eliminating expensive loan officers entirely. The ultimate promise of Grameen is to use business lending as a way for people to lift themselves out of poverty.

Recently Grameen has taken on a different challenge – by setting up operations in the US. Money may be tight in the waning recession, but it is still a nation of 1,00,000 bank branches. Globally, the working microfinance equation consists of borrowing funds cheaply and keeping loan defaults and overhead expenses sufficiently low. Microlenders, including Grameen, do this by charging colossal interest rates – as high as 60% or 70% - Which is necessary to compensate for the risk and attract bank funding. But loans at rates much above the standard 15% would most likely be attacked as usurious in America.

So, the question is whether there is a role for a Third World lender in the world’s largest economy. Grameen America believes that in a few years it will be successful and turn a profit, thanks to 9 million US households untouched by mainstream banks and 21 million using the likes of payday loans and pawn ships for financing. But enticing the unbanked won’t be easy. After all, profit has long eluded US microfinanciers and if it is not lucrative, it is not microlending, but charity. When Grameen first went to the US, in the late 1980s, it tripped up. Under Grameen’s tutelage, banks started micro loans to entrepreneurs with a shocking 30% loss. But Grameen America says that this time results will be different because Grameen employees themselves will be making the loans, not training an American bank to do it. More often than not, the borrowers, Grameen finds, in the US already have jobs (as factory workers for example) or side businesses – selling toys, cleaning houses etc. The loans from Grameen, by and large, provide s steadier source of funding, but they don’t create businesses out of nothing. But money isn’t everything. More importantly for many entrepreneurs, group members are tremendous sources of support to one another. So even if studies are yet to determine if Grameen is a clear-cut pathway out of poverty, it still achieves something useful.

1.What has adversely affected the success of microfinance institutions in the US?

1) The focus of these institutions is on making a profit at any cost instead of being charitable to the needy.

2) American banks engaged in microlending were the most severely hit during the recession.

3) A widespread perception among bankers that these institutions are better suited to developing countries.

4) Their failure to attract those outside the formal banking system as customers

5) Americans are too proud to accept aid from Third World countries.

2.Why has Grameen made a second attempt to launch itself in the US?

1) The willingness of US banks to provide the necessary staff and funds to facilitate the spread of microfinance

2) The rates of interest on loans in the US are exorbitant, making it easier to recover capital.

3) The realization that a large percentage of the American population not reached by mainstream banks can be trapped

4) Recognition of the fact that disbursing credit in developing countries during the recession is too risky.

5) None of these

3.Which of the following can be inferred from the passage?

1) Microfinance has been successful only in Asian countries.

2) Microfinance makes individual borrowers dependent rather than independent.

3) America has the largest number of banks in the world.

4) There is scope for microfinance institutions to be profitable in developed countries.

5) There are no informal sources of credit in developed countries.

4.According to the author, what has enhanced the likelihood of success for Grameen America at present?

1) Its success in Bangladesh and other developing countires.

2) Absence of other microfinance institutions for competition.

3) The fact that America is currently in the midst of a recession.

4) It provides loans at nominal rates of interest, ie below 15 per cent.

5) None of these

5.Which of the following can be said about Grameen?

(A)Its success in developing countries will ensure its success in developed countries.

(B)It ensures that the poor in developing countries enjoy a subsistence standard of living.

(C)It has demonstrated that the poor are far more likely to repay loans that the affluent.

1) None

2) Only A

3) Only A and C

4) Only B

5) Only C

6.What is the central theme of the passage?

1) The contention that Grameen is doomed to fail in developed countries.

2) A comprehensive evaluation of the current status of the American economy.

3) A discussion about the prospects of Grameen and microfinance in the US.

4) The role of banks in facilitating microlending efforts in developed nations.

5) Microfinance efforts are useful in developing countries but are futile in developed ones.

7.Why was Grameen America’s initial US initiative a flop?

(A) Lack of proper training to Grameen America personnel.

(B) Grameen’s refusal to adapt their system to meet the needs of the American poor.

(C) It ended up giving loans at half their customary rates of interest.

1) None

2) Only A

3) Only A and C

4) Only B

5) Only C

8.Which of the following is a benefit of the Grameen system of microfinance?

1) If a single member is unable to rapay a loan, other group members will repay it.

2) Dispensing with the expense of technology networks to monitor advances.

3) It utilizes the vast bank network already existing in a country.

4) Group members can sanction loans and verify if borrowers have sufficient collateral.

5) Backing that borrows receive from other group members.

9.Which of the following is most similar in meaning to the word “ELUDED” as used in the passage?

1) Avoided

2) Duped

3) Abandoned

4) Intangible

5) Betrayed

10.Which of the following is most opposite in meaning to the word “COLOSSAL” as used in the passage?

1) Short

2) Lavish

3) Minority

4) Frugal

5) Insignificant

Answers

1. 4

2. 3

3. 3

4. 5

5. 1

6. 3

7. 2

8. 5

9. 1

10. 4

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IBPS CLERK MAINS: Quant Practice Set

Dear BA'ians,

We are aware that all of you are busy doing revision and practice giving a final touch to your preparation for the weekend exam. As always, Bankers Adda wants to be the part of your preparation whether its on a starting or the final mode.

Presenting you with the "Quant Practice Set" with a collection of 40 questions for better practice for the IBPS Clerk Mains exam.

So what are you waiting for, click the link below and practice your way to success!

To download the English Practice Set: CLICK HERE

To download the solution of the above: CLICK HERE

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20-20 Quiz: States in News

1. Annual Hundred Drums Wangala Festival begun on a cultural fervor at Asanang near Tura town in Meghalaya. This cultural festival is related to which tribes?

Ans. Garos tribes

2. Mysuru Railway Station (Karnataka, India) became the first blind-friendly Railway Station in India. Which Non – Governmental Organisation (NGO) assisted the railways in making Mysuru railway station blind-friendly?

Ans. Anuprayaas

3. Walmart India announced an entrepreneur development programme for women, a move to encourage women. owned businesses (WOBs) in the supply chain in which states?

Ans. Andhra Pradesh

4. Which states has signed the historic Sister-State Agreement with South Australia to boost export and investment opportunities between the two states?

Ans. Rajasthan

5. Union Minister of Food Processing Industries Harsimrat Kaur Badal recently laid the foundation stone of the first Mega Food Park in which states?

Ans. Telangana

6. Which states is going to host the first International Qawwali Festival 2015 titled Taali Ho that is scheduled to be held from 12 February 2016 to 14 February 2016?

Ans. Delhi

7. The Mayyazhi Mahotsavam (Fete de Mahe), a three-day cultural extravaganza, started on 29 November 2015 at Mahe, in which states?

Ans. Puducherry

8. Uttar Pradesh government’s which of the ambitious initiative has earned itself a place in the Guinness Book of World Records? Under state government’s green drive initiative 10 lakh saplings were planted in one day within a span of eight hours on November 7, 2015 at 10 locations in the state.

Ans. “Clean UP, Green UP”

9. Which states police launched its ambitious 'e-FIR' system under the Centre-sponsored Crime and Criminal Tracking Network and Systems (CCTNS) project?

Ans. Odisha

10. Narendra Modi inaugurated county's first solar powered district court in Khunti, in which states?

Ans. Jharkhand.

11. In its bid to empower rural women, Utkal Alumina International Limited (UAIL), a unit of Aditya Birla Group, has launched a unique project for the welfare of communities living in the vicinity of its project area in Odisha. The Project Named as ___?

Ans. 'Saksham'

12. Which states government launched the Operation Valsalya to trace, rescue and reunite the missing children with their family?

Ans. Kerala

13.Which states Government banned drug Ketoprofen to save vultures? Ans. Tamil Nadu

Ans. Tamil Nadu
14.NGT directed commercial vehicles entering in which states to pay Pollution Tax in addition to toll?

Ans. Delhi

15.Railway Minister Suresh Prabhu announced that Konkan Railway will establish a tunnel technology institute at which place? The institute will enable training for the technology, which is still not available in India.

Ans. Goa's Margao town

16. 103rd Indian Science Congress is going to be held at which place?e

Ans. Mysore

17. Mysore will host the 103rd Indian Science Congress from January 3 to 7, 2016 and a Mega Science and Technology Exhibition as part of it. The theme of Congress would be __________?

Ans. ‘Science and Technology for Indigenous Development in India’.

18. Prime Minister Narendra Modi inaugurated the 450 Mega Watt Baglihar Hydro Electric Power Project Stage-II. This project constructed on which river?

Ans. Chenab

19. Which states Government has established a special MGNREGA cell to coordinate effective implementation of National Rural Employment Guarantee Scheme in the state. It has been established by __________ Rural Development and Panchayat Department at Chandigarh with an outlay of 233 crore rupees.

Ans .Punjab

20. Which states has been placed to top position in World Bank’s first ever ranking of States on the ease of doing business in India report? The World Bank report titled Assessment of State Implementation of Business Reforms was released in New Delhi under the aegis of the Confederation of Indian Industry (CII).
Ans. Gujarat

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