Reasoning Quiz

Direction (1–5) : Study the following information carefully to answer the given questions.

Eight friends A, B, C, D, P, Q, R and S are sitting in two circles in such a manner that each member of the inner circle sits exactly opposite the member of the outer circle. The members sitting in the outer circle are P, Q, R and S and all of them are facing towards the centre while the members of the inner circle are A, B, C and D and they are facing away from the centre. Each of them likes a different colour, viz Red, Yellow, nBlue, Green, White, Black, orange and Purple, but not necessarily in the same order.

D likes neither Yellow nor White and faces R, who likes neither Black nor Purple. The person who likes Orange faces the person who likes Red. A, who likes Green, faces the immediate neighbour of the person who likes Blue. R sits second to the left of S.The persons who like White and Red are in separate circles. The person who likes Black sits on the immediate left of S. Q, who does not like Blue, does not face A.The persons who like Black and Purple are immediate neighbours, and one of them faces B, who likes Yellow. The persons who like Orange and Green sit in the same circle but they are not immediate neighbours.

1 . Who among the following likes White ?

(1) R 

(2) P 

(3) C

(4) B 

(5) Can’t be determined.

2 . The person who likes Black is facing who among the following persons ?

(1) A 

(2) B 

(3) C

(4) D 

(5) Can’t be determined.

3 . P likes which of the following colours ?

(1) Red 

(2) White 

(3) Black

(4) Blue 

(5) Either Blue or Purple.

4 .If in a certain way ‘P’ is related to ‘Green’ and ‘Q’ is related to ‘Orange’ then which of the following is ‘S’ related to ?

(1) Red 

(2) Black 

(3) Purple

(4) Yellow 

(5) None of these.

5 . Which of the following statements is true about the person who likes ‘Purple’ ?

(1) He is on the immediate left of the person who likes Green.

(2) He faces the person who likes Green.

(3) He is not facing the person who likes Green.

(4) The person sitting opposite him likes Yellow.

(5) None of these

Direction (6–10) : In each question below are given three statements followed by two conclusions numbered I and II . You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decided which of the given conclusions logically follows from the given statements, disregarding commonly known facts.

Give answer.

(1) if only conclusion I follows.

(2) if only conclusion II follows.

(3) if either conclusion I or II follows.

(4) If neither conclusion I nor II follows.

(5) if both conclusions I and II follow.

6. Statements : All animals are cats. Some cats are lions.

No tiger is a cat.

Conclusions :

I. No animal is a tiger.

II. Some tigers are animals.

7. Statements : Some places are cities. 

Some villages are places.

Some places are cool.

Conclusions :

I. Some villages being cool is a possibility.

II. Some villages are cities.

For (8-9) Statements : All coals are diamonds. 

All diamonds are graphite. 

No graphite is carbon.

8. Conclusions :

I. No coal is carbon.

II. No diamond is carbon.

9. Conclusions :

I. All graphites are diamonds.

II. All coals are graphite.

10. Statements : Some fruits are plants.

No plant is a tree. 

No flower is a fruit.

Conclusions :

I. All fruits can never be trees.

II. Some flowers are plants.

Direction (11–15) : Study the following information carefully to answer the given questions.

Seven actors H, I, J, K, L, M and N act in different types of drama, viz Action, Thriller, Romantic, Suspense, comedy, Horror and Inspirational, but not necessarily in the same order.

All the seven actors are engaged on three different days of the week, viz Monday, Tuesday and Friday.H is engaged on Monday only with L and his drama is thriller. K is acting in Horror drama and does not act on Friday. The one who is acting in Comedy acts on Tuesday. I and J do not act on the same day. Those who act on Monday do not perform Romantic drama.  M acts in Suspense drama but does not act on Tuesday. N acts on the same day as M. J acts in Action drama.

11. Who acts in Comdey ?

(1) L 

(2) M 

(3) N

(4) I 

(5) None of these

12. Which of the following combinations of actor-day-drama is definitely correct ?

(1) M–Friday–Romantic 

(2) N–Friday–Romantic

(3) K–Tuesday–Action 

(4) L–Tuesday–Inspirational

(5) None of these

13. Which of the following groups of actors performs on Friday ?

(1) JM

(2) LMN 

(3) JMN

(4) MN 

(5) None of these

14. I and K act on which of the following days of the week ?

(1) Tuesday 

(2) Friday

(3) Monday 

(4) Monday or Friday

(5) None of these

15. L acts in which type of drama ?

(1) Suspense 

(2) Romantic 

(3) Action

(4) Can’t be determined 

(5) None of these.

ANSWERS:
Hint (1-5)

1. 3
2. 2
3. 4
4. 4
5. 2

6. 1
7. 1
8. 5
9. 2
10. 1
Hint (11-15)

11. 4
12. 2
13. 3
14. 1
15. 5

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Banking awareness Quiz

Dear Readers,
As many exams are approaching and the format will be also different from the preliminary exam. GA section plays an important role in the time management strategy. Do study this banking quiz as it may prove to be a helpful tool in exams.

1.Which of the following is a correct statement ?
(a) Normally no interest is paid on current deposit accounts,
(b) Interest is paid on  current  accounts at the same rate as term deposit accounts
(c) The rate of interest  on current  account  and savings account are the same
(d) No interest is paid on any deposit by the bank,
(e) Savings deposits are the same as current deposits


2. Which of the following is a measure taken by Reserve Bank of India to control inflation in our country?
(a) Increase in CRR, 
(b) Increase in SLR
(c) Contraction of supply of currency,
(d) Raising of Repo/ Reserve Repo Rate
(e) Decrease the SLR

3. What do you understand by the term ‘Mortgage’?
(a) Sale of moveable security in the event of default by the borrower
(b) Registration of charge with the Registrar of Companies
(c) Making the security of immovable property available as a cover for a home loan by the borrower
(d) Registration of charge with the Regional Transport Authority
(e)  Returning of the security to borrower by the bank of receipt of full payment

4.Which of the following is NOT a source of funds of a commercial bank?
(a)  Capital,       
(b) Borrowings from RBI
(c)  Call money,
(d) Deposits
(e) Cash reserves with RBI

5. The Banking Ombudsman
(a) is in charge of bank loan for buses,
(b) fixes the rates of interest for  loans
(c) resolves complaints of customers
(d) issues licences for new bank branches
(e) is the head of all nationalized banks

6. Which of the following is not the name of Banking Organisation?
(a) HDFC,     
(b) IDBI
(c) YES         
(d) SEBI
(e) ICICI

7. Which of the following is not a primary function of a Bank?
(a) Granting Loans,   
(b) Collecting Cheques/ Drafts customers
(c) Facilitating import of goods 
(d) issuing Bank drafts
(e) Selling Gold / Silver Coins

8. Lending to Micro Finance Institutions by banks is considered as financé to
(a) Non priority sector , 
(b) priority sector
(c) commercial sector, 
(d) Agriculture sector
(e) none of these

9. Which of the following is/are various components/ channels of the monetary policy of the RBI?
(a) Altering money supply,      
(b) credit availability 
(c) Influencing exchange rates
(1) only (A) & (B)
(2) Only (B) & (C),
(3) Only (A) & (C),
(4) Only (A) ,
(5) All (A), (B) & (C)

10. Which of the following is/are called key Policy rates by the Reserve Bank of India?
A. Bank rate 
B. Repo Rate, Reverse repo rate
C. CRR, SLR
(1) only A, 
(2) Only B, 
(3)  only A & B, 
(4) Only C,
(5) Only B & C

11. The Reserve Bank of India has divested its stake in State Bank of India to
(a) IDBI Bank,   
(b) LIC
(c) ICICI Bank 
(d) Government of India
(e) None of the above

12. Objective of monetary policy of RBI is to
(a) control inflation, 
(b) discourage hoarding of commodities
(c) encourage flow of credit into neglected sector,
(d) All of the above,
(e) None of the above

13. Real Time Gross Settlement System means a payment system in which
(a) both processing and final settlement of funds transfer instructions can take place continuously , (b) final transaction takes place at the end of the day,
(c) final payment is physically effected within 24 hours,
(d) final settlement of funds take place at 3 PM daily
(e) none of the above

14. Effective from 15th April, 1980, how many banks with demand and time liabilities exceeding 200 crore were nationalized?
(a) five,
(b) four
(c) six,
(d)  ten
(e) None

15. What is financial  inclusion?
(a) To provide a permanent employment to the unemployed
(b) To provide a 100  days job to all those who are in need of a job
(c) To provide banking services to all those living in remote areas
(d) To ensure that all financial transactions amounting Rs. 5,000/- and above are done through banks. (e) none

Answers...

1. (a)
2. (c)
3. (c)
4. (e)
5. (c)
6. (d)
7. (c)
8. (b)
9. (a)
10. (e)
11. (d)
12. (a)
13. (a)
14. (c)
15. (c)

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Quant Quiz

1. Veer calculates his profit percentage on the selling price whereas Vipin calculates his profit percentage on the cost price. They find that the difference of their profits is Rs 100. If the selling price of both of them are the same and both of them get 25 % profit, find their selling price?

a) Rs.1800

b) Rs.2000

c) Rs. 2500

d) Rs. 2867

e) None of these.

2. A textile vendor sells shirts at Rs. 800 per shirt, however he forced to give two successive discounts of 10 % and 5 % respectively. However he charges sales tax on net sales price from the customer at 5 %. What price does customer has to pay to buy the shirt ?

a) Rs. 730.40

b) Rs. 690.30

c) Rs. 718.20

d) Rs. 960.50

e) None of these.

3. A printer manufacturer initially makes a profit of 12 % by selling a particular model of printer for Rs 6500. If the cost of manufacturing of that printer increases by 25 %, then price paid by customer is increased by 15 %. Find the % profit made by the manufacturer ? 

a) 5%

b) 6%

c) 4.5%

d) 9 %

e) None of these.

4. Mr. Kartik has taken loan from a bank in terms, he will donate 50 % of total capital at the end of the year to the bank. He earned a profit of 50 % and donated 50 % of total to bank , next year he earned 50 % profit and donated 50 % of total to bank, in third he again earned 50 % profit, after donating 50 % of total money he left with Rs.16,875, then find the amount donated by him at the end of 2nd year.

a) Rs. 40,000        

b) Rs. 22,500        

c) Rs. 16,000         

d) Rs. 18,500        

e) None of these.

5. Manufacturing of cement is made up with four components P, Q, R and S in ratio 2 : 3 : 4 : 5 . Due to seasonal variation if there are respective changes of + 10 % , - 20 % , - 30 % , + 40 % , then what would be the % change in the cost ? 

a) 3.76%

b) 2.85%

c) 4.62%

d) 6.67%

e)  None of these.

6. The population of a village is 5500. If the number of males increases by 11 % and the number of females increases by 20 %, then the population becomes 6330. Find the population of females in the town?

a) 2500

b) 3000

c) 3500

d) 2250

e) None of these.

7.  A man can row 8 km/hr in still water. If the river is running at 3 km/hr, it takes 3 hours more in upstream than to go downstream for the same distance. How far is the place?

a) 26.67 km

b) 32.5 km

c) 27.5 km

d) Can't determined

e) None of these.

8. A man borrows Rs. 20,000 at 10% compound interest. At the end of every year he pays Rs. 2000 as part repayment. How much does he still owe after three such installments?

a) Rs. 25000

b) Rs. 20000

c) Rs. 24000

d) Rs. 30000

e) None of these.

9. A tank is filled in 5 hours by three pipes A, B and C. The pipe C is twice as fast as B and B is twice as fast as A. How much time will pipe A alone take to fill the tank?

a) 30 hour

b) 70 hour

c) 35 hour

d) 40 hour

e) None of these.

10. Three taps A,B and C can fill a tank in 20,30and 40 minutes respectively. All the taps are opened  simultaneously and after 5 minutes tap A  was closed and then after 6 minutes tab B was closed .At the moment a leak developed which can empty the full tank in 60 minutes. What is the total time taken for the completely full?

a) 24 minutes

b) 25 minutes

c) 35 minutes

d) 40 minutes

e) None of these.

11) The Simple interest on a sum of money is 1/9 of the Principal and the no. of years is equal to the rate %pa. The rate % pa is?

a) 9 %

b) 3.33%

c) 10%

d) 16.67%

e)  None of these

12) A sum of money is accumulating at compound interest at a certain rate of interest. If Simple interest instead of compound interest were reckoned, the interest for the first two years would be diminished by Rs. 20 and that for the first three years by Rs. 61. Find the Sum?   

a) 8000

b) 6000

c) 10,000

d) 12,000

e) None of these

13) A certain sum is interested at compound. The interest occurred in the first two years is Rs. 272 and that in the First three years is Rs. 434. Find the rate %?

a) 33.33%

b) 25%

c) 12.5%

d) 16.67%

e) None of these

14) Saurabh opened a restaurant, with a initial investment of Rs. 30,000. In that first year, he incurred a loss of 5%. However, during the second year, he earned the Profit of 10% which in third year rose to 12.5%. Calculate his net profit for the entire period of three years?

a) 5300

b) 5620

c) 6000

d) 6600

e) None of these

15) A bottle is full of Dettol.  1/3 of it is taken out and then an equal amount of water is poured into bottle to fill it. This operation is done 4 times. Find the final ratio of Dettol and water in the bottle?

a) 43: 65

b) 17: 43

c) 16:63

d)16:65

e) None of these

Answers:

1. b
2. c
3. c
4. b
5. b
6. a
7. c
8. b
9. c
10. a
11. b
12. a
13. c
14. b
15. d


Solution

1.  Since  veer calculates his profit percentage on Selling price so ,
CP = SP-25/100 SP = 75/100 SP = 3/4 SP
&vipin calulates his profit percentage on Cost price, So
SP = CP+25/100 CP= 5/4 CP or CP = 4/5 SP
As, Difference in Profit =100
SP/4 - SP/5 = 100
So, Selling Price = 2000

2.  Final Price Paid by customer = 800*(90/100) *(95/100) * (105/100) = 718.20

3. New SP= 6500+ 15% of 6500 = 7475
 Old Cost price = 6500 -12% of 6500 =5720
New Cost Price = 125% of 5720 = 7150
% Profit = (7475-7150)/ 7150 *100 = 4.5%

4.  Let the initial capital is X 
After one year 3/4 of X will be donated aur utna hi hath me bachega 
After 2nd yr 9/16 of X will be donated ...& same 
After 3rd yr 27/64 of X will be donated and the same in hand 
27/64 of X = 16875
calculate x= 40000
Amount denoted in 2nd year =9/ 16 of X= 22500
5. Ratio of material's 2 : 3 : 4 : 5
Let is value be 20 , 30, 40, 50 so total sum = 140
Now, there is + 10 % increase in cost of P, 20 + 2 = 22
- 20 % decrease in the cost of Q , 30 - 6 = 24
- 30 % decrease in the cost of R , 40 - 12 = 28
+ 40 % increase in the cost of S , 50 + 20 = 70
Now, total sum of latest cost = 22+ 24 + 28 + 70 = 144
% change of Cost = (144-140)/140 * 100 = 2.85%

6.  Let X is the initial population of Male and Y be the initial population of Female
X + Y = 5500 .........(1)
If the number of males increases by 11 % and the number of females increases by 20 %, then
(111/100 )X+ (120/100) Y = 6330
1.11 X + 1.2 Y = 6330 , On putting the value of X from equeation (1)
1.11 ( 5500 - Y ) + 1.2 Y = 6330
Y = 2500, Population of females in town.

7. Let the speed of a man in still water be x km/hr and the speed of a stream be y km/hr. If he takes t hours more in upstream than to go downstream for the same distance,
 the distance  = (x^2 - y^2)t/ 2y Km
x = 8 km/hr
y = 3 km/hr
t = 3 hours
As per the formula,
Distance = 27.5 Km.

8.  Amount after 3 years on Rs.20000 at 10% compound interest
= 20000( 1+ 10/100)^3= 26620.............(1)
He paid Rs.2000 after 1st year.
Hence Rs.2000 and its compound interest for 2 years (i.e., amount on 2000 after 2 year) need to be reduced from (1)
Similarly, he paid Rs.2000 after 2nd year.
Hence Rs.2000 and and its compound interest for 1 year (i.e., amount on 2000 after 1 year) need to be reduced from (1)
Similarly, he paid Rs.2000 after 3rd year.
Hence this Rs.2000 also need to be reduced from (1)
Hence, remaining amount=  26620 - 2000(1+10/100)^2 - 2000(1+10/100) - 2000 = Rs. 20000
i.e, he still owes Rs.20000 even after three installments.

9. Suppose pipe A alone takes x hours to fill the tank.
Then, pipes B and C will take x/2 and x/4hours respectively to fill the tank.
1/x+2/x+4/x = 1/5
on Solving,
 x = 35 hrs.

10.  A, B, C do it in 20, 30 , 40 min respectively Let total work be 120
Efficiency of A,B,C = 6,4,3 respectively
First 5 min work = 13* 5 = 65
remaining = 120-65 = 55
next 6 min work = 7*6 = 42
Remaining = 13
Now, 120 work is done by leak in 60 minutes
Leak's efficiency = 120/60 = -2(as it empties the tank)
Leak +C = 3-2 = 1
time taken = 13/1 = 13 minutes
Total time taken = 5+6+13 = 24 Minutes

11. R=(100/9)^1/2 =3.33%

12.  P(r/100)^2= 40
P(r/100)^2 ×(300+r)/100 =61
On Solving P= 8000

13. P[(1+r/100)^2 -1]= 272 ----(1)
P[(1+r/100)^3 -1]= 434-----(2)
Consider 1+r/100 =a
On dividing eqn (2) by (1)
So (a3-1)/ (a2-1) = 434/272
On solving a=9/8
So 1+r/100 = 9/8
So  r= 12.5%

14.  1st year loss = 1500
Price after 1st year = 28500,
2nd year profit = 2850
Price after 2nd year =31350
Profit in 3rd year = 3918.75
So net profit during 3 years = 3918.75+ 2850 – 1500= 5268.75
So option E is true

15. Final ratio of Dettol and water = (1-1/3)^4/{1-(1-1/3)^4}  = 16: 65

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English (Mix Quiz)

Dear Readers,

                     Today we are providing you quiz on English which is one of the most important sections of banking exams, in which you can score maximum with ease if you are practising on very regular basis, It is crucial for all the upcoming banking exams, IBPS/SBI/RRB etc.

Directions (Q. 1-10): In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningful.

Actually everyday we are engaged in this business of ‘reading’ people. We do it (1). We want to figure others out. So we (2) make guesses about what others think, value, want and feel and we do so based on our (3) beliefs and understandings about human nature. We do so because if we can figure out (4) and intentions of others the possibility of them (5) or hurting us (6) and this will help us to (7) a lot of unnecessary pain and trouble. We also make second- guesses about what they will do in future, how they will (8) if we make this or that response. We do all this second-guessing based upon our (9) of what we believe about the person's inner nature (10) his or her roles and manners. We mind-read their deeper motives.  

        Also, every day we misguess and misread. Why? Because of the complexity,layeredness, and multi-dimensional functioning of people. After all, how well do you ‘read’ your own thoughts, aims, values, motives, beliefs, etc? How well do you know your own thinking and emotive styles?

1.      

1) vehemently

2) practically

3) actually

4) incessantly

5) virtually

2.

1) ably

2) constantly

3) partly 

4) largely

5) positively

3.

1) futuristic

2) proactive

3) reactive 

4) decorative

5) assumptive

4.       

1) manifestations

2) expressions

3) motives

4) hopes

5) prospects

5.       

1) tricking

2) blaming

3) furthering

4) alarming

5) criticizing

6.       

1) lessens

2) happens

3) questions

4) deepens

5) laments

7.       

1) approach

2) direct

3) avoid 

4) implement

5) prepare

8.       

1) solve 

2) apply 

3) plan 

4) approach 

5) respond

9.       

1) projection 

2) exhibition 

3) situation 

4) prediction

5) attribution

10.   

1) organizing 

2) underneath 

3) appreciating 

4) proposing 

5) outside

DIRECTIONS (Q. 11-15): In each one of the following sentences, there are two blank spaces. Below each sentence, there are five pairs of words denoted by numbers (1), (2), (3), (4) and (5). Find out which pair of words can be filled up in the blanks .n the sentence in the same sequence to make it, meaningfully complete.

11.The Vidhan Sabha voted ____ the ban __________ drinking.

1) invoke, for

2) revoke, of

3) prohibit, prevented 

4) repeal, on

5) refrain, from p

12.Our army is __________  __________the border of the  neighbouring country.

1) posted, with 

2) accumulated, for 

3) assembled, at 

4) deployed, along 

5) fighting, on

13.The teacher  __________ his students  __________ being late to school.

1) shouted, at 

2) reprimanded, for 

3) reminded, with 

4) narrated, of

5) taught, for

14.The dimensions of the  __________ are known and the solution is  __________ on.

1) problem, agreed 

2) theory, dealt 

3) measures, decided 

4) risks, tempered 

5) danger, looked

15.There is so much  __________ between the two sisters that it is  __________ to know one from the other.

1) resemblance, difficult 

2) identity, impossible  

3) equality, easy

4) disparity, undesirable 

5) similarity, obvious

Answers..

1. (4)
2. (2)
3. (5)
4. (3)
5. (1)
6. (1)
7. (3)
8. (5)
9. (1)
10. (2)
11. (4)
12. (4)
13. (2)
14. (1)
15. (1)

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