Banking Quiz for Bank exams

Dear Readers,

As all of you know that Bank recruited in thousands last year and they will repeat the same this  year. And Banking Exams always asks banking terminologies and banking history.So we are starting banking awareness quiz so that BA'ians can brace up before exam.

1.When we discuss Negotiated Dealing System, it denotes : 
A.Settlement of Security dealing 
B.Trading in Stock Markets 
C.Trading in Government Securities 
D.None of the above 

2.Where banker pays a cheque in which amount or other particulars were chemically altered and such alteration is not visible to the naked eye, is any statutory protection available to the paying banker :
A.yes, provided the payment was a payment in due course and satisfies the condition as per Section 10 of the Negotiable Instruments Act, 1881 
B.yes, provided the alteration is not visible and the banker has paid it in good faith 
C.yes, provided the payment was made without any negligence on his part 
D.all of the above 

3.Which category of accounts are opened under Financial Inclusion:
A.Senior Citizens Deposit 
B.Super Sever Accounts 
C.No-Frill Accounts
D.SBI Vishesh

4.Which is the first bank in India to launch its interactive banking service through Dish TV:
A.SBI
B.ICICI Bank 
C.HDFC Bank 
D.Axis Bank 

5.Which is the first bank in India to produce Green Power for captive use through wind mills: 
A.HDFC
B.ICICI
C.SBI 
D.Axis Bank 

6.While opening a current account, an introductory reference is absolutely necessary: 
A.the introducer can be held responsible if the account becomes irregular 
B.this is required under directions from the Reserve Bank of India 
C.if it not taken, the bank may be held responsible for being negligent and may, therefore, lose statutory protection available under Section 131 of the Negotiable Instruments Act, 1881 
D.None of the above 

7.A cheque, payment of which was stopped by the customer, was paid through oversight: 
A.the bank is not responsible as such a responsibility was disclaimed at the time the stop order was registered 
B.the bank is responsible and cannot debit the amount of the cheque to customer’s account 
C.the bank is not responsible as the customer cannot stop the payment of a cheque which was properly issued 
D.the payment of a cheque, once issued cannot be stopped 

8.Who was the first Indian Governor of the Reserve Bank of India: 
A.C.D. Deshmukh
B.Sachindra Ray 
C.S. Mukherjee 
D.I. G. Patel 

9.There is a joint account in the names of A and B, to be operated by both of them jointly. There is a debit balance of Rs. 23,100 when the bank receives a notice of A’s death: 
A.the amount can be recovered from B only 
B.the amount can be recovered from the estate of the deceased A only 
C.the amount can be recovered from B and/or the estate of the deceased A 
D.None of the above 

10.Mohan, who will be 18 next December, approaches the bank for a loan of Rs. 1,00,000 to be repaid out of the property that will vest in him on his attaining majority: 
A. the loan may be granted provided the value of the property in question is sufficient 
B. the bank’s head office will be approached for necessary guidance 
C. the loan may be granted provided, in addition to the security of the property in question, a third party’s guarantee is arranged 
D. a minor’s agreement being void ab-initio the proposal in question will not be entertained

Answers:

  1. c
  2. d
  3. c
  4. b
  5. c
  6. c
  7. b
  8. a
  9. c
  10. d


Night Class: English Quiz

Direction :- In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully :

Mohit was born in a small coastal village near Ahmedabad. He always loved reading but the small library in his town was inadequate. There weren't ...(1)... many books and many of those had the pages ...(2)... out. So he ...(3)... to finish those stories. His debut novel was my sweet memories.


It is a story about a Man's journey ...(4)... the past, a family drama, ...(5)... ...(6)... of secrets. It is an ...(7)... to Ahmedabad. And much of this book has been drawn from his own ...(8)... up years in the city. He grew up in Ahmedabad and worked for a while in Pune. He had been posted to UK, ...(9)... that time so he did a creative writing course there – something he always wanted to do. He went on to publish stories in publications. All his stories start ...(10)... a picture he create in his mind. This one had two girls, were sharing secrets with each other. He was now working on his second novel, based on real life story.

1. 
1) that 
2) to 
3) so 
4) the 
5) too

2. 
1) torn 
2) moribund 
3) released 
4) signed 
5) controlled

3. 
1) has 
2) have 
3) had 
4) is 
5) suppose

4. 
1) of 
2) into 
3) at 
4) in 
5) for

5. 
1) a 
2) an 
3) all 
4) almost 
5) the

6. 
1) ridiculous 
2) unearthing 
3) contradict 
4) keep 
5) access

7. 
1) owe 
2) agitate 
3) cynical 
4) ode 
5) imprisoned

8. 
1) growing 
2) giving 
3) set 
4) cover 
5) end

9. 
1) offered 
2) convention 
3) around 
4) negotiating 
5) humiliating

10. 
1) get 
2) dangle 
3) secure 
4) with 
5) betrayed



Answers:

1. 5
2. 1 
3. 3 
4. 2 
5. 5 
6. 2 
7.4
8. 1 
9. 3 


10. 4



Night Class: Reasoning Quiz

Directions : Study the following information carefully and answer the given questions :

In a certain code language 'Flower gives good fragrance' is written as ' nu ru la ku', ' this bouquet contains eleven flowers' is written as ' tic la su ra da', ' everybody like fragrance of bouquet' is written as 'yi ku ra ro va', and 'everybody gives eleven roses' is written as ' nu da pa ro'.


1. What is the code for 'roses' ?
1) ro 
2) da 
3) nu 
4) pa 
5) None of these

2. Which of the following may be the code for 'good fragrance from rose flowers' ?
1) ru ju pa nu la 
2) ru ku ju pa la 
3) ro da ku la ju 
4) Can't be determined 
5) None of these

3. What is the code for 'likes' ?
1) ro 
2) yi 
3) va 
4) Can't be determined 
5) None of these

4. What does 'ku' stands for ?
1) fragrance 
2) everybody 
3) good 
4) flower 
5) None of these

5. Which of the following is the code for 'everybody likes flower of roses' ?
1) ro yi pa va la 
2) yi ku ra nu la 
3) la ku yi da pa 
4) yi va pa ru ku 
5) None of these

6. In which of the following expression 'X ≤ D' would hold definitely true ?
1) D ≥ B = M ≤ P ≤ X = O 
2) O ≥ D > M = J ≥ A < K
3) O > D ≥ M = I ≥ X < K 
4) I < X = M ≤ O < D > P 
5) None of these

7. Which of the following symbols should be placed in the blank spaces respectively (in the same order from left to right) in order to complete the given expression in such a manner that makes to expression 'C = Z' and ' K ≥ I' definitely false ?
Z _ K _ C _ M _ I
1) =, ≥, = , ≥ 
2) ≥, ≥, =, ≥ 
3) =, =, <, ≤ 
4) =, >, ≤, > 
5) None of these

8. If the expression P > Z = A ≥ Y < K is definitely true, which of the expression would be definitely true ?
1) A < K 
2) P > Y 
3) P ≥ A 
4) P > K 
5) Z < K

9. In which of the following expression the expression ' G > K ≤ J' would definitely false ?
1) M > G ≤ P < K = S ≤ J 
2) V < J ≥ I ≥ K = R > G 
3) N > J = I ≥ K > A = G
4) Q = G ≤ I < K = R < J 
5) None of these

10.Which of the following symbol should replace the question mark (?) in the given expression in order to make ' E ≤ T' definitely true ?
L = E ? A ≤ W ? T
1) ≤, > 
2) ≤, < 
3) >, ≥
4) ≥, > 
5) =, ≤




flower – la
fragrance – ku
eleven – da
everybody – ro
gives – nu
roses – pa
good – ru
bouquet – ra
contain – su, tic
of – yi, va

1. 4
2. 2
3. 4
4. 1
5. 1

6. 3





Hence, option 3 is true.

7. 4





8. 2





Hence, option 2 is definitely true

9. 4





10. 5







Quant Quiz For Banking Exam

Direction (Q. Nos. 1-5)  : Study the following table carefully and answer the question given below.

Number of People taking Fresh Loans from Different Banks over the Year and the Percentage of Defaulters Amongst them each Year


Approximate Percentage of Defaulters Among them each Year



1.  Approximately how many people taking a loan from Bank D in the year 1996 were defaulters?

(a) 6590
(b) 6210
(c) 5120
(d) 6350
(e) 5920

2.  Approximately what was the difference between the number of defaulters of Bank B in the year 1994 and 1995?

(a) 175
(b) 165
(c) 180
(d) 245
(e) 190

3.  In which of the following years was the number of defaulters of Bank C, the maximum among the given years?

(a) 1995
(b) 1996 
(c) 1997
(d) 2000
(e) 1994

4.  In which of the following years was the difference in number of people taking loan from Bank A from the previous year the highest?

(a) 1998
(b) 1996
(c) 1997
(d) 1995
(e) None of these 

5.  Approximately what was the total number of defaulters of Bank E in the years 1997 and 1998 together?

(a) 14330
(b) 13780
(c) 13250
(d) 14900
(e) 15980

6.  An air jet flies with an average speed of 756 km/h. An airplane takes 48 h to cover twice the distance covered by jet in 9 h. How much distance will the airplane cover in 18 h? (Assuming that flights are non-stop and moving with uniform speed.)

(a) 5019 km
(b) 4345 km 
(c) 5900 km
(d) 5103 km 
(e) None of these 

7.  Aarushi scored 73 marks in Accounts. She scored 56% marks in Biology and ‘p’ marks in Chemistry. Maximum marks in each subject were 150. The overall percentage marks obtained by Aarushi  in all the three subjects together were 54%. How many marks did she score in Chemistry?

(a) 85
(b) 86
(c) 87
(d) 88
(e) 89 

8.  Two numbers are such that the sum of twice the first number and thrice the second number is 36 and the sum of thrice the first number and twice the second number is 39. Which is the smaller number?

(a) 9
(b) 5
(c) 7
(d) Can't be determined
(e) None of these 

9.  Four shepherds rented a pasture field. Aarav gazed 15 sheeps for 4 months, Bhairon gazed 12 sheeps for 2 months, Chahal gazed 18 sheeps for 6 months and Darshan gazed 16 sheeps for 5 months. If Aarav’s share of rent is Rs. 1020, what is Chahal’s share of rent? 

(a) Rs. 1836
(b) Rs. 1900 
(c) Rs. 1896
(d) Can’t be determined 
(e) None of these 

10. The simple interest of an amount of Rs. 17000 at the end of four years is Rs. 6800. What would be the compound interest on the same amount at the same rate in the same period? 

(a) Rs. 7889.7
(b) Rs. 8324 
(c) Rs. 6990.5
(d) Rs. 8700 
(e) Rs. 7600 

Answers:

  1. b
  2. a
  3. c
  4. a
  5. c
  6. d
  7. b
  8. e
  9. a
  10. a

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English Quiz For Banking : Mixed questions

Directions (1-5) : Which of the phrases (a), (b) (c) and (d) given below should replace the phrase given in the following sentences to make the sentence grammatically correct? If the sentence is correct as it is and there is no correction required, mark (e), i.e. ‘No correction required', as the answer. 
1.During the recession many companies will be forced to lay off workers. 
(a) have the force to 
(b) be forced into 
(c) forcibly have 
(d) forcefully to 
(e) No correction required 

2.He wanted nothing else excepting to sleep after a stressful day at work. 
(a) nothing better than 
(b) anything else unless 
(c) nothing but having 
(d) nothing else than 
(e) No correction required 

3. Ramesh took charge of the project within a few days of having appointed.
(a) having an appointment 
(b) being appointed
(c) after being appointed 
(d) appointing
(e) No correction required 

4.It is difficult to work with him because he is one of those persons who think he is always right. 
(a) think they are always 
(b) always thinks he is 
(c) is always thinking they are 
(d) always think his 
(e) No correction required 

5.Foreign businesses in developing countries have usually problems with lack of infrastructure and rigid laws. 
(a) usual problems as 
(b) usually problems on 
(c) as usual problems like 
(d) the usual problems of 
(e) No correction required 

Directions (6-10): Rearrange the following five sentences, (A), (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
A.Thus, if we really value it, we will work hard to make it a reality.
B.Inner peace is the most elusive thing that a human being can seek.
C.The most important criterion in order to experience it is to value the importance of inner peace.
D.To experience inner peace one doesn't have to retreat to a Himalayan cave; rather, one can experience inner peace seated exactly where one is by watching these thoughts.
E.Nobody can gift the other inner peace; at the same time, it is only one’s own thoughts that can rob him of his inner peace.

6.Which of the following should be the FIFTH sentence after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E

7.Which of the following should be the FOURTH sentence after rearrangement?
(a) E
(b) D
(c) C
(d) B
(e) A

8.Which of the following should be the SECOND sentence after rearrangement?
(a) E
(b) D
(c) C
(d) B
(e) A

9.Which of the following should be the FIRST sentence after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E

10.Which of the following should be the THIRD sentence after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E

Answers:

  1. (e) No correction required
  2. (e) No correction required 
  3. (b) being appointed
  4. (a) think they are always 
  5. (d) the usual problems of

    Solution (6-10) ►-BEDCA

    Inner peace is the most elusive thing that a human being can seek.Nobody can gift the other inner peace; at the same time, it is only one’s own thoughts that can rob him of his inner peace.To experience inner peace one doesn't have to retreat to a Himalayan cave; rather, one can experience inner peace seated exactly where one is by watching these thoughts.The most important criterion in order to experience it is to value the importance of inner peace.Thus, if we really value it, we will work hard to make it a reality.1
  6. a
  7. c
  8. a
  9. b
  10. d



Computer Quiz For Bank Exam


1.The simultaneous processing of two or more programs by multiple processors is
a)multiprogramming 
b)multitasking
c)time-sharing
d)multiprocessing
e)None of the above

2.When you turn on the computer, the boot routine will perform
a)RAM test
b)disk drive test
c)memory test
d)power-on self test
e)None of these

3.For creating a document, you use which command at File Menu?
a)Open
b)Close
c)New
d)Save
e)None of these

4.These servers store and manage files for network users.
a)Authentication
b)Main
c)Web
d)File
e)None of these

5.All of the following are examples of real security and privacy risks except
a)hackers
b)spam
c)viruses
d)identify theft
e)None of these

6.Ethernet uses
a)bus topology
b)ring topology
c)mesh topology
d)All of these
e)None of these

7.A ……………..is an additional set of commands that the computer displays after you make a selection. 
a)dialog box
b)sub menu
c)menu selection
d)All of these
e)None of these

8.Information kept about a file includes 
a)print setting
b)deletion data
c)Both '1' and '2' ,
d)size
e)None of these

9.……………provides process and memory management services that allow two or more tasks, jobs or programs to run simultaneously. 
a)Multitasking
b)Multithreading
c)Multiprocessing
d)Multicomputing
e)None of these

10.A (n) ………..is software that helps a computer control to operate efficiency and keep track of data.
a)application system
b)hardware system
c)software system
d)operating system
e)None of these

Answers:

  1. d
  2. d
  3. c
  4. d
  5. b
  6. a
  7. b
  8. d
  9. a
  10. e


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